972 Twincrest Ct, Cincinnati, OH 45231 Property Records

Hamilton County property record for 972 Twincrest Ct, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,563 sqft · built 1959
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$226,000 (Oct 2022)
Tax Bill$5,519 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN590-0232-0036-00

Property Details

APN / Parcel Number

Primary APN590-0232-0036-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,563 sqft Living Area
Gross Area2,454 sqft
1st Floor Area891 sqft
2nd Floor Area672 sqft
Basement Area567 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions117 ft deep x 65 ft wide
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address972 TWINCREST CT
CityCINCINNATI
StateOH
Zip45231-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionTWINCREST CT 65 X 117.24 IRR LOT 113 BRENTWOOD SUBBLK B SEC 5 PT 2
Legal SubdivisionBRENTWOOD SUB
Legal BlockB
Legal Lot Number113
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1001
Census Tract22102

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address972 TWINCREST CT, CINCINNATI, OH 45231-3816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 5, 2022Limited Warranty Deed, Transfer · Conventional Mortgage
NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Prior SaleFeb 19, 2014 · Amount on Record
Deed Document Number202294234
Deed Book / Page14766 / 1780
Prior Transfer DateDec 1, 1993
Prior Transfer Doc0000225970
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address972 TWINCREST CT, CINCINNATI, OH 45231-3816
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087215
DateOct 1, 2018
Book Page13764/02502
Instrument2018-0087215
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON OH
Recording DateOct 5, 2022
Property Address972 TWINCREST CT, CINCINNATI, OH 45231-3816
Document Number0000094234
Book / Page14766 / 1780
Map ReferenceMB 91 PG 100&101
Instrument DateAug 29, 2022
Instrument2022-0094234
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$678.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 TWINCREST CT, CINCINNATI, OH 45231-3816

Mortgage

Document Number0000094235
DateOct 5, 2022
Instrument2022-0094235
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictFinneytown Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,519.00 (+2.37%)$79,101 (+%) Land $11,309 Building $67,792$226,000 (-) Land $32,310 Building $193,690
2024$5,391.00 (+1.7%)$79,099 (-) Land $11,308 Building $67,791
2023$5,301.00 (+72.67%)$79,099 (+146.85%) Land $11,308 Building $67,791$226,000 (+146.86%) Land $32,310 Building $193,690
2022$3,070.00$32,043 Land $11,158 Building $20,885
2020$91,550 Land $31,880 Building $59,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1985–2017)
Claims Outside the SFHA9 of 12
Most Recent ClaimNov 2017 · rainfall accumulation
Claims by Event
  • Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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