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978 Pathways Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 978 Pathways Dr, Inlet Beach, FL 32461 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2021
Square Footage3,171 sqft Living Area
Lot Size9,627 sqft (0.221 acres)
OccupancyOwner Occupied
Last Sale$1,042,069 (2021)
Tax Bill$9,807.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-3S-18-16240-000-0340

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area3,171 sqft Living Area
Gross Area4,888 sqft Gross Area
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,627 sqft (0.221 acres)
Depth X Width14 ft x 6.9 ft Depth x Width
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address978 PATHWAYS DR
CityINLET BEACH
StateFL
Zip32461-7465
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 34 STILLWATER AT WATERSOUND PH 1 PB 21-50 OR 3127-2733 OR 3214-4260
Legal Range18W
Legal Township03S
Legal Section25
Legal SubdivisionSTILLWATER/WATERSOUND PH 1
Legal Phase1
Legal Lot Number34
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup2
Census Block2019
Census Tract950610

Owner

Source: Walton County records · APN 25-3S-18-16240-000-0340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address978 PATHWAYS DR, INLET BEACH, FL 32461-7465
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Sep 01, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
TRUSTMARK NATIONAL BANK
Sep 03, 2021Special Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Dec 18, 2019Grant Deed, Transfer · Conventional Mortgage
WATERSOUND CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2021 · Amount on Record
Deed SaleSep 03, 2021 · Amount on Record
Prior SaleDec 18, 2019 · Amount on Record
Deed Doc Number20210044506
Deed Book / Page3214 / 4260
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address978 PATHWAYS DR, INLET BEACH, FL 32461-7465
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 PATHWAYS DR, ROSEMARY BCH, FL 32461-7465

Mortgage

Document Number0032874687
DateApr 28, 2023
Book Page3287/4687
Instrument20230014844
Lender
NameCADENCE BANK NA
TypeBank
AddressPANAMA CITY, FL 32405
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address978 PATHWAYS DR, INLET BEACH, FL 32461-7465
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031574081
DateSep 01, 2020
Book Page3157/4081
Instrument20200033659
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressSANTA ROSA BEACH, FL 32459
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 02, 2021

September 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateSep 03, 2021
Property Address978 PATHWAYS DR, INLET BEACH, FL 32461-7465
Document Number0032144260
Book / Page3214 / 4260
Map ReferenceMB 21 PG 50-53
Instrument DateSep 02, 2021
Instrument20210044506
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyBURKE LAW AND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,294.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13123 E EMERALD COAST PKWY PKWYB 2112, 2112, INLET BEACH, FL 32461-9604

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 PATHWAYS DR, INLET BEACH, FL 32461-7465

Mortgage

Document Number0032144262
DateSep 03, 2021
Instrument3214/4262
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateOct 01, 2031
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.75%
Max Rate At Change8.87%
IndexOther
Max Rate8.87%

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 18, 2019
Property Address978 PATHWAYS DR, INLET BEACH, FL 32461-7465
Document Number0031272733
Book / Page003127 / 002733
Instrument DateDec 13, 2019
Instrument44106
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyWATERSOUND TITLE AGENCY LLC, WATERSOUND TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,630.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13123 E EMERALD COAST PARKWAY B2 # INLET BEACH FL 32461, INLET BEACH, FL 32461

Mortgage

Document Number31272734
DateDec 18, 2019
Book Page003127/002734
Instrument44107
Lender
NameWATERSOUND CO
Address133 S WATERSOUND PKWY, WATERSOUND, FL 32461-7280
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,764,994 (+5.03%) Land $302,500 Building $1,462,494$1,764,994 (+5.03%) Land $302,500 Building $1,462,494
2024$9,807.00 (+3.66%)
2023$9,461.00 (+1.09%) Homeowner's exemption$1,680,456 (+60.33%) Land $217,962 Building $1,462,494$1,680,456 (+60.33%) Land $217,962 Building $1,462,494
2022$9,359.00 Homeowner's exemption$1,048,143 Land $241,938 Building $806,205$1,048,143 Land $241,938 Building $806,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 521 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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