Walton County property record for 1028 Pathways Dr, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,874 sqft · built 2020 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $939,840 (Nov 2020) |
| Tax Bill | $11,417 (2024) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-3S-18-16240-000-0370 |
| Primary APN | 25-3S-18-16240-000-0370 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 4,284 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,542 sqft (0.242 acres) |
| Lot Dimensions | 14 ft deep x 7.1 ft wide |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1028 PATHWAYS DR |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-7461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 STILLWATER AT WATERSOUND PH 1 PB 21-50 OR 3110-800 OR 3167-3542 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | STILLWATER/WATERSOUND PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950610 |
1028 Pathways Dr is owned and occupied by an individual who bought it in November 2020.
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1028 PATHWAYS DR, INLET BEACH, FL 32461-7461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage SYNOVUS BK |
| Mar 18, 2020 | Deed of Trust, Construction Loan · Line of Credit TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on File |
| Deed Sale | Nov 4, 2020 · Amount on File |
| Deed Document Number | 20200044927 |
| Deed Book / Page | 3167 / 3542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 4, 2020 |
| Property Address | 1028 PATHWAYS DR, INLET BEACH, FL 32461-7461 |
| Document Number | 0031673542 |
| Book / Page | 3167 / 3542 |
| Map Reference | MB 21 PG 50&53 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 20200044927 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | BURKE LAW AND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,579.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13123 E EMERALD COAST PKWY PKWYB 2, 13123, INLET BEACH, FL 32461-9604 |
| Name | Verified Name |
|---|---|
| Address | 1028 PATHWAYS DR, INLET BEACH, FL 32461-7461 |
| Document Number | 0031673544 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 3167/3544 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Dec 1, 2030 |
| Max Rate At Change | 8% |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1028 PATHWAYS DR, INLET BEACH, FL 32461-7461 |
| Document Number | 0031662603 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | LAKELAND DR MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550 |
| Document Number | 0031662603 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 003166/002603 |
| Instrument | 43524 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 18, 2020 |
| Property Address | 1028 PATHWAYS DR, INLET BEACH, FL 32461-7461 |
| Document Number | 0031364435 |
| Book / Page | 003136 / 004435 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 9832 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PATHWAY DR GAINESVILLE FL 32641, GAINESVILLE, FL 32641 |
| Document Number | 31364435 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 003136/004435 |
| Instrument | 9832 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 17, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533,650 Land $237,777 Building $1,295,873 | $1,533,650 Land $237,777 Building $1,295,873 | |
| 2024 | $11,417.00 (+9.17%) | ||
| 2023 | $10,458.00 (+30.48%) | $1,438,792 (+56.56%) Land $237,777 Building $1,201,015 | $1,438,792 (+56.56%) Land $237,777 Building $1,201,015 |
| 2022 | $8,015.00 | $919,020 Land $263,932 Building $655,088 | $919,020 Land $263,932 Building $655,088 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Pathways Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Pathways Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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