Harford County property record for 978 Pagonia Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,968 sqft · built 2024 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Jan 2025) |
| Tax Bill | $4,830 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-375636 |
| Primary APN | 01-375636 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Total Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,581 sqft (0.197 acres) |
| Garage Type | Built-in |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 375636 |
|---|---|
| Street Address | 978 PAGONIA DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-3452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 135 8581 SF 978 PAGONIA DRIVE RIDGLEYS RESERVE 217/73 |
| Legal Subdivision | OAK GROVE STANCILLS |
| Legal Lot Number | 135 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301301 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 978 PAGONIA DR, JOPPA, MD 21085-3452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Commercial Mortgage D R HORTON INC |
| Feb 8, 2022 | Special Warranty Deed, Transfer RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Apr 13, 2020 | Grant Deed, Transfer LAND SERVICES USA INC, LAND SVCS USA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on Record |
| Deed Sale | Jan 16, 2025 · Amount on Record |
| Prior Sale | Feb 15, 2024 · Amount on Record |
| Deed Book / Page | 16529 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 978 PAGONIA DR, JOPPA, MD 21085 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0161990033 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 16199/33 |
| Name | D R HORTON INC |
|---|---|
| Type | Non-Lending Institution |
| Address | EDGEWATER, MD 21037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 8, 2022 |
| Property Address | 978 PAGONIA DR, JOPPA, MD 21085 |
| Document Number | 0153550225 |
| Book / Page | 15355 / 225 |
| Map Reference | MB JJR122 FO 62 |
| Instrument Date | Nov 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 13, 2020 |
| Property Address | 902 S GOLDENASTER WAY, JOPPA, MD 21085 |
| Document Number | 0137880399 |
| Book / Page | 013788 / 000399 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | LAND SERVICES USA INC, LAND SVCS USA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 902 S GOLDENASTER WAY JOPPA MD 21085, JOPPA, MD 21085 |
| Investor | Possibly a Property Investor |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,830.00 (+489.74%) Homeowner's exemption | $443,200 (+489.36%) Land $150,500 Building $292,700 | $443,200 (+489.36%) Land $150,500 Building $292,700 |
| 2025 | $819.00 (+231.58%) Homeowner's exemption | ||
| 2023 | $75,200 Land $75,200 | $75,200 Land $75,200 | |
| 2022 | $247.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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