Harford County property record for 976 Pagonia Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,220 sqft · built 2024 |
| Lot Size | 0.178 acres (7,753 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (May 2026) |
| Tax Bill | $817 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-375334 |
| Primary APN | 01-375334 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Total Area |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,753 sqft (0.178 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 375334 |
|---|---|
| Street Address | 976 PAGONIA DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-3452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 136 7753 SF 976 PAGONIA DRIVE RIDGLEYS RESERVE 217/73 |
| Legal Subdivision | OAK GROVE STANCILLS |
| Legal Lot Number | 136 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-375334
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 PAGONIA DR, JOPPA, MD 21085-3452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Commercial Mortgage D R HORTON INC |
| May 15, 2026 | Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Feb 08, 2022 | Special Warranty Deed, Transfer RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Apr 13, 2020 | Grant Deed, Transfer LAND SERVICES USA INC, LAND SVCS USA INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Nov 01, 2024 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17125 / 218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 976 PAGONIA DR, JOPPA, MD 21085-3452 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0161990033 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 16199/33 |
| Name | D R HORTON INC |
|---|---|
| Type | Non-Lending Institution |
| Address | EDGEWATER, MD 21037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 15, 2026 |
| Property Address | 976 PAGONIA DR, JOPPA, MD 21085-3452 |
| Document Number | 1712000218 |
| Book / Page | 17125 / 218 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 976 PAGONIA DR, JOPPA, MD 21085-3452 |
| Investor | Possibly a Property Investor |
| Document Number | 1712000228, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 17125/228 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 08, 2022 |
| Property Address | 976 PAGONIA DR, JOPPA, MD 21085 |
| Document Number | 0153550225 |
| Book / Page | 15355 / 225 |
| Map Reference | MB JJR122 FO 62 |
| Instrument Date | Nov 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 13, 2020 |
| Property Address | 927 S GOLDENASTER WAY, JOPPA, MD 21085 |
| Document Number | 0137880399 |
| Book / Page | 013788 / 000399 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | LAND SERVICES USA INC, LAND SVCS USA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 927 S GOLDENASTER WAY JOPPA MD 21085, JOPPA, MD 21085 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,200 (-) Land $150,100 Building $357,100 | $507,200 (-) Land $150,100 Building $357,100 | |
| 2025 | $817.00 (+233.47%) Homeowner's exemption | $507,200 (+576.27%) Land $150,100 Building $357,100 | $507,200 (+576.27%) Land $150,100 Building $357,100 |
| 2023 | $75,000 Land $75,000 | $75,000 Land $75,000 | |
| 2022 | $245.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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