Hardin County property record for 978 Oak Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1964 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Company Name on File |
| Last Sale | $61,600 (Nov 2022) |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-03-062 |
| Primary APN | 180-10-03-062 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 712 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 978 OAK DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-8762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN OAKS LTS 40-41 & PT |
| Legal Subdivision | TWIN OAKS |
| Legal Lot Number | S,40-41 41 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 600 |
978 Oak Dr is owned by a company that bought it in November 2022.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 136 WYNDY PL, VINE GROVE, KY 40175-9725 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on File |
| Deed Sale | Nov 30, 2022 · Amount on File |
| Deed Document Number | 0015441381 |
| Deed Book / Page | 1544 / 1381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 30, 2022 |
| Property Address | 978 OAK DR, RADCLIFF, KY 40160-8762 |
| Document Number | 01544/1381 |
| Book / Page | 1544 / 1381 |
| Map Reference | CAB 1 SH 72-B |
| Instrument Date | Nov 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $62.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 RIO PECOS RD, AZTEC, NM 87410-1661 |
| Name | Verified Name |
|---|---|
| Address | 136 WYNDY PL, VINE GROVE, KY 40175-9725 |
The 2025 property tax bill for 978 Oak Dr was $1,606.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,606.00 | $158,100 Land $18,000 Building $140,100 | $158,100 Land $18,000 Building $140,100 |
| 2023 | $62,000 Land $13,800 Building $48,200 | $62,000 Land $13,800 Building $48,200 | |
| 2021 | $652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures