Hardin County property record for 907 Oak Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1965 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Sep 2021) |
| Tax Bill | $1,276 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-03-072 |
| Primary APN | 180-10-03-072 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 30,013 sqft (0.689 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 60 sqft |
| Heating System | Central |
|---|
| Street Address | 907 OAK DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-8763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN OAKS LT 32-33 #2 |
| Legal Subdivision | TWIN OAKS |
| Legal Block | 3 |
| Legal Lot Number | 32-33 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 600 |
907 Oak Dr is owned and occupied by an individual who bought it in September 2021.
Source: Hardin County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 907 OAK DR, RADCLIFF, KY 40160-8763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Deed Book / Page | 1519 / 393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 13, 2021 |
| Property Address | 907 OAK DR, RADCLIFF, KY 40160-8763 |
| Document Number | 001519/393 |
| Book / Page | 1519 / 393 |
| Map Reference | MB 170 PG 312 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 713 RANCH RD, VINE GROVE, KY 40175-1039 |
| Name | Verified Name |
|---|---|
| Address | 370 JERMINGS KNOB ROAD, VINE GROVE, KY 40175-6351 |
| Document Number | 0002402720 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2402/720 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 002402/733 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 2402/733 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
The 2025 property tax bill for 907 Oak Dr was $1,276.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,276.00 | $129,000 Land $18,000 Building $111,000 | $129,000 Land $18,000 Building $111,000 |
| 2023 | $129,000 Land $14,600 Building $114,400 | $129,000 Land $14,600 Building $114,400 | |
| 2021 | $351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 907 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 907 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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