Warren County property record for 978 Heidi's Dr, Innsbrook, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,453 sqft · built 2006 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,778 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Sep 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-09.0-0-00-006.104.000 |
| Primary APN | 11-09.0-0-00-006.104.000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,453 sqft Living Area |
| Basement Area | 1,522 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 94 sqft |
| Deck Area | 992 sqft |
| Patio Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 978 HEIDIS DR |
|---|---|
| City | INNSBROOK |
| State | MO |
| Zip | 63390-6488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 978 PLAT 31 INNSBROOK ESTATES CALCULATED ACRES: 1.91 |
| Legal Subdivision | INNSBROOK |
| Legal Lot Number | 978 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 820201 |
978 Heidi's Dr is owned by a company that acquired it in April 2023.
Source: Warren County records, as of February 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16854 EAGLE BLUFF CT, CHESTERFIELD, MO 63005-4499 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2024 | Deed of Trust, Mortgage · ARM STIFEL BANK & TRUST |
| Sep 25, 2007 | Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC |
| Apr 3, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE COMMUNITY BANK |
| Jul 30, 2012 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 |
| Deed Sale | Apr 3, 2023 |
| Prior Sale | Jul 30, 2012 |
| Deed Document Number | 202301607 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 978 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202402914 |
|---|---|
| Date | Jun 11, 2024 |
| Instrument | 202402914 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.2% |
| Type Change Date | Jul 1, 2029 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 978 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200707488 |
|---|---|
| Date | Sep 25, 2007 |
| Instrument | 200707488 |
| Name | ABN AMRO MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Apr 3, 2023 |
| Property Address | 978 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Document Number | 0202301607 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 202301607 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18854 EAGLE BLUFF CT, CHESTERFIELD, MO 63017 |
| Document Number | 0202301608 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 202301608 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jul 30, 2012 |
| Property Address | 978 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Document Number | 0201204460 |
| Map Reference | SL B-223 |
| Instrument Date | Jul 24, 2012 |
| Instrument | 201204460 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Investor | Possibly a Property Investor |
| Document Number | 0201204461 |
|---|---|
| Date | Jul 30, 2012 |
| Instrument | 201204461 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2042 |
The 2025 property tax bill for 978 Heidi's Dr was $4,778.
Source: Warren County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Innsbrook Village |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,778.00 | $74,788 (+13%) Land $11,594 Building $63,194 | $393,620 Land $61,020 Building $332,600 |
| 2024 | $4,778.00 (+15.02%) | $66,183 (-) Land $10,260 Building $55,923 | |
| 2023 | $4,154.00 (+7.92%) | $66,183 (+8%) Land $10,260 Building $55,923 | $348,332 Land $54,000 Building $294,332 |
| 2022 | $3,849.00 | $61,281 Land $9,500 Building $51,781 | |
| 2021 | $322,530 Land $50,000 Building $272,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Heidi's Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 978 Heidi's Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INNSBROOK private · serves 810 people · EPA ID MO6036142 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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