Warren County property record for 977 Heidi's Dr, Innsbrook, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,184 sqft · built 1996 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,212 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2020 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-09.0-0-00-006.103.000 |
| Primary APN | 11-09.0-0-00-006.103.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| Basement Area | 2,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Attached |
| Garage Area | 772 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 436 sqft |
| Patio Area | 436 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 977 HEIDIS DR |
|---|---|
| City | INNSBROOK |
| State | MO |
| Zip | 63390-6488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 977 PLAT 31 INNSBROOK ESTATES |
| Legal Subdivision | INNSBROOK |
| Legal Lot Number | 977 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 820201 |
977 Heidi's Dr is owned and occupied by an individual who acquired it in April 2025.
Source: Warren County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Jun 27, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ST LOUIS |
| Jun 18, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ST LOUIS |
| Dec 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DL HOME EQTY SLTN LLC |
| Oct 22, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ST LOUIS |
| Apr 22, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2025 |
| Deed Sale | Apr 22, 2025 |
| Deed Document Number | 202502043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201705677 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 201705677 |
| Name | COMMERCE BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202007555 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 202007555 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200704992 |
|---|---|
| Date | Jun 27, 2007 |
| Instrument | 200704992 |
| Name | FIRST NATIONAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200903835 |
|---|---|
| Date | Jun 18, 2009 |
| Instrument | 200903835 |
| Name | FIRST NATIONAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202406885 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 202406885 |
| Name | DL HOME EQTY SLTN LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201005537 |
|---|---|
| Date | Oct 22, 2010 |
| Instrument | 201005537 |
| Name | FIRST NATIONAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Apr 22, 2025 |
| Property Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Document Number | 0202502043 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 202502043 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 977 HEIDIS DR, INNSBROOK, MO 63390-6488 |
| Document Number | 0202502044 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 202502044 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 977 Heidi's Dr was $4,212.
Source: Warren County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Innsbrook Village |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,212.00 | $65,925 (+13%) Land $11,594 Building $54,331 | $346,970 Land $61,020 Building $285,950 |
| 2024 | $4,212.00 (+15.05%) | $58,340 (-) Land $10,260 Building $48,080 | |
| 2023 | $3,661.00 (+7.9%) | $58,340 (+8%) Land $10,260 Building $48,080 | $307,055 Land $54,000 Building $253,055 |
| 2022 | $3,393.00 | $54,019 Land $9,500 Building $44,519 | |
| 2021 | $284,310 Land $50,000 Building $234,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 977 Heidi's Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 977 Heidi's Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INNSBROOK private · serves 810 people · EPA ID MO6036142 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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