Herkimer County and Russia Town property record for 978 Grant Rd, Cold Brook, NY 13324 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1840 |
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $969 (2025) |
| APN | 214489 077.4-1-54 |
| Primary APN | 214489 077.4-1-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 197,762 sqft (4.54 acres) |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 060022410 |
|---|---|
| Street Address | 978 GRANT RD |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 110 ROYAL GRANT HOUSE |
| Legal Block | 1 |
| Legal Lot Number | 54.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11503 |
Source: Herkimer County and Russia Town records · APN 214489 077.4-1-54
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 GRANT RD, COLD BROOK, NY 13324-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 02, 2000 |
| Transfer Doc | 0877000325 |
| Record Updated | Jun 08, 2026 |
Source: Herkimer County and Russia Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $969.00 (+69.41%) | $43,400 (-) Land $18,800 Building $24,600 | $60,362 (+4.31%) Land $26,148 Building $34,214 |
| 2023 | $43,400 Land $18,800 Building $24,600 | $57,867 Land $25,067 Building $32,800 | |
| 2020 | $572.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430115032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2019, tidal / storm surge, Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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