Herkimer County and Russia Town property record for 1045 Grant Rd, Cold Brook, NY 13324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1963 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Dec 2023) |
| Tax Bill | $1,759 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| APN | 214489 077.4-1-47 |
| Primary APN | 214489 077.4-1-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 060040780 |
|---|---|
| Street Address | 1045 GRANT RD |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 46 |
| Legal Description | LOT 111 ROYAL GRANT HOUSE GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11503 |
Source: Herkimer County and Russia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1045 GRANT RD, COLD BROOK, NY 13324-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Deed Document Number | 2023RP2023-5887 |
| Prior Transfer Date | Nov 15, 2005 |
| Prior Transfer Doc | 0000001131/000000063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Dec 22, 2023 |
| Property Address | 1045 GRANT RD, COLD BROOK, NY 13324-2623 |
| Document Number | RP20235887 |
| Instrument Date | Dec 22, 2023 |
| Instrument | RP2023-5887 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 GRANT RD, COLD BROOK, NY 13324-2623 |
| Document Number | RP20235888 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | RP2023-5888 |
| Name | GPO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,759.00 (-0.23%) | ||
| 2025 | $1,763.00 | $79,000 (-) Land $12,400 Building $66,600 | $109,875 (+4.31%) Land $17,246 Building $92,629 |
| 2023 | $79,000 (-) Land $12,400 Building $66,600 | $105,333 (+13%) Land $16,533 Building $88,800 | |
| 2022 | Homeowner's exemption | $79,000 Land $12,400 Building $66,600 | $93,215 Land $14,631 Building $78,584 |
| 2020 | $2,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
4G LTE (outdoors only), no 5G reported
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