978 Gateway Commons Cir, Wake Forest, NC 27587 Property Records

Wake County property record for 978 Gateway Commons Cir, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,213 sqft · built 2020
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2026)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1840.08-97-9832-000`

Property Details

APN / Parcel Number

Primary APN	`1840.08-97-9832-000`
Alternative APNs	`1840.08-97-9832 0469464` `1840979832` `0469464`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,213 sqft Living Area
Basement Area	591 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,307 sqft (0.03 acres)
Porch	Porch
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0469464
Street Address	978 GATEWAY COMMONS CIR
City	WAKE FOREST
State	NC
Zip	27587-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	LO23 THE TOWNES AT GATEWAY COMMONS BM201
Legal Subdivision	THE TOWNES AT GATEWAY COMMONS
Legal Lot Number	23
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1003
Census Tract	54219

Owner

Source: Wake County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	978 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VISION LNDG SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Sep 19, 2025 · Amount on Record
Deed Document Number	202673680
Deed Book / Page	20273 / 1343
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 30, 2026
Property Address	978 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594
Document Number	0000073680
Book / Page	20273 / 1343
Instrument Date	Jun 25, 2026
Instrument	202673680
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594

Mortgage

Document Number	0000073681,
Date	Jun 30, 2026
Instrument	202673681

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 19, 2025
Property Address	978 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594
Document Number	20016/2590
Book / Page	20016 / 2590
Map Reference	MB 2019 PG 1515-1517
Instrument Date	Sep 12, 2025
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1277 DEER RUN RD, MANSFIELD, OH 44906-3478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594

Mortgage

Document Number	20016/2594
Date	Sep 19, 2025
Book Page	20016/2594

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	5-Year TN
Max Rate	12.1%

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 12, 2021
Property Address	978 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594
Document Number	184482276
Book / Page	018448 / 002276
Instrument Date	Apr 9, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 GATEWAY COMMONS CIR WAKE FOREST NC 275876594, WAKE FOREST, NC 27587-6594

Mortgage

Document Number	184482279
Date	Apr 12, 2021
Book Page	018448/002279

Lender

Name	VISION LNDG SVCS LLC
Address	RALEIGH, NC 27615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00 (+14.2%)	$386,363 (+39.99%) Land $65,000 Building $321,363	$386,363 (+39.99%) Land $65,000 Building $321,363
2023	$3,226.00	$275,985 Land $36,000 Building $239,985	$275,985 Land $36,000 Building $239,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile, Ting.

Nearby Properties on Gateway Commons Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures