972 Gateway Commons Cir, Wake Forest, NC 27587 Property Records

Wake County property record for 972 Gateway Commons Cir, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,424 sqft · built 2020
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2021)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1840.08-97-8885-000`

Property Details

APN / Parcel Number

Primary APN	`1840.08-97-8885-000`
Alternative APNs	`1840.08-97-8885 0469467` `1840978885` `0469467`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,424 sqft Living Area
Basement Area	734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,742 sqft (0.04 acres)
Porch	Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0469467
Street Address	972 GATEWAY COMMONS CIR
City	WAKE FOREST
State	NC
Zip	27587-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	LO26 THE TOWNES AT GATEWAY COMMONS BM202
Legal Subdivision	THE TOWNES AT GATEWAY COMMONS
Legal Lot Number	26
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1003
Census Tract	54219

Owner

Source: Wake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	972 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage VISION LENDING SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Book / Page	18773 / 1391
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 29, 2021
Property Address	972 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594
Document Number	187731391
Book / Page	18773 / 1391
Map Reference	MB 2020 PG 439
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 HODGE RD, 1126, KNIGHTDALE, NC 27545-9570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594

Mortgage

Document Number	187731394
Date	Oct 29, 2021
Instrument	18773/1394

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jan 27, 2021
Property Address	972 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594
Document Number	183110752
Book / Page	18311 / 752
Map Reference	MB 2020 PG 439
Instrument Date	Jan 19, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 HAY ST STE 301, 109, FAYETTEVILLE, NC 28301-6107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 GATEWAY COMMONS CIR, WAKE FOREST, NC 27587-6594

Mortgage

Document Number	18311755
Date	Jan 27, 2021
Instrument	18311/755

Lender

Name	VISION LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,057.00 (+16.21%)	$417,939 (+39.88%) Land $65,000 Building $352,939	$417,939 (-) Land $65,000 Building $352,939
2024			$417,939 (+39.88%) Land $65,000 Building $352,939
2023	$3,491.00	$298,783 Land $36,000 Building $262,783	$298,783 Land $36,000 Building $262,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile, Ting.

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