San Diego County property record for 978 Eden Ln, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,807 sqft · built 1988 |
| Lot Size | 0.108 acres (4,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Sep 2013) |
| Tax Bill | $5,376 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493-470-21-00 |
| Primary APN | 493-470-21-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,807 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 4,708 sqft (0.108 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 978 EDEN LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-9 |
| Legal Description | LOT 11 TR 011890 |
| Legal Subdivision | EDEN GARDENS |
| Legal Tract | 011890 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15403 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 978 EDEN LN, EL CAJON, CA 92020-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2013 · Amount on Record |
| Deed Sale | Sep 17, 2013 · Amount on Record |
| Prior Sale | Apr 30, 2010 · Amount on Record |
| Deed Document Number | 2013571123 |
| Last Transfer Date | Aug 5, 2015 |
| Transfer Doc | 0000422229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 978 EDEN LN, EL CAJON, CA 92020-7700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000357601 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017-0357601 |
| Name | PACIFIC COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | CHULA VISTA, CA 91910 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $356,344 (+2%) Land $187,551 Building $168,793 | |
| 2025 | $5,376.00 (+11.12%) | $349,358 (+4.04%) Land $183,874 Building $165,484 |
| 2023 | $4,838.00 (-5.71%) Homeowner's exemption | $335,794 Land $176,735 Building $159,059 |
| 2022 | $5,131.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Wyyerd Connect.
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