975 Eden Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 975 Eden Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,908 sqft · built 1988
Lot Size	0.102 acres (4,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jan 2019)
Tax Bill	$8,066 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`493-470-13-00`

Property Details

APN / Parcel Number

Primary APN	`493-470-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,908 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,447 sqft (0.102 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	975 EDEN LN
City	EL CAJON
State	CA
Zip	92020-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 3 TR 011890
Legal Subdivision	EDEN GARDENS
Legal Tract	011890
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 EDEN LN, EL CAJON, CA 92020-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 24, 2019	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Jan 24, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Nov 29, 2010 · Amount on Record
Deed Document Number	201927567
Last Transfer Date	May 13, 2020
Transfer Doc	0000305397
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	975 EDEN LN, EL CAJON, CA 92020-7700
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 EDEN LN, EL CAJON, CA 92020-7700

Mortgage

Document Number	0000340009
Date	May 3, 2021
Instrument	2021-0340009

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2020
Property Address	975 EDEN LN, EL CAJON, CA 92020-7700
Document Number	0000796398
Instrument Date	Dec 2, 2020
Instrument	796398
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 EDEN LN EL CAJON CA 920207700, EL CAJON, CA 92020-7700

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2020
Property Address	975 EDEN LN, EL CAJON, CA 92020-7700
Document Number	0000305398
Instrument Date	May 13, 2020
Instrument	305398
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 EDEN LN EL CAJON CA 920207700, EL CAJON, CA 92020-7700

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2020
Property Address	975 EDEN LN, EL CAJON, CA 92020-7700
Document Number	0000305397
Instrument Date	May 13, 2020
Instrument	305397
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	975 EDEN LN EL CAJON CA 920207700, EL CAJON, CA 92020-7700

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2019
Property Address	975 EDEN LN, EL CAJON, CA 92020-7700
Document Number	0000027568
Instrument Date	Jan 7, 2019
Instrument	27568
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	975 EDEN LN EL CAJON CA 920207700, EL CAJON, CA 92020-7700

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2019
Property Address	975 EDEN LN, EL CAJON, CA 92020-7700
Document Number	0000027567
Map Reference	MAP 11890
Instrument Date	Jan 3, 2019
Instrument	2019-0027567
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 EDEN LN, EL CAJON, CA 92020-7700

Mortgage

Document Number	0000027569
Date	Jan 24, 2019
Instrument	2019-0027569

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,488 (+2%) Land $306,175 Building $325,313
2025	$8,066.00 (+1.82%)	$619,107 (+4.04%) Land $300,172 Building $318,935
2023	$7,922.00 (+2.05%)	$595,068 Land $288,517 Building $306,551
2022	$7,763.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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