978 E Blue Spruce Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 978 E Blue Spruce Ln, Gilbert, AZ 85298 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,687 sqft · built 2006
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Jul 2015)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-72-608`

Property Details

APN / Parcel Number

Primary APN	`304-72-608`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,325 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	978 E BLUE SPRUCE LN
City	GILBERT
State	AZ
Zip	85298-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FELTY FARMS MCR 739-37
Legal Range	06E
Legal Township	02S
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	FELTY FARMS
Legal Lot Number	75
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3009
Census Tract	815902

Owner

Source: Maricopa County records · APN 304-72-608

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	978 E BLUE SPRUCE LN, GILBERT, AZ 85298-7319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Feb 01, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	20150515514
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	978 E BLUE SPRUCE LN, GILBERT, AZ 85298-7319
Transaction Type	Mortgage
Record Updated	Oct 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001063054
Date	Oct 01, 2021
Instrument	20211063054

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	978 E BLUE SPRUCE LN, GILBERT, AZ 85298-7319
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000626790
Date	Jul 14, 2020
Instrument	20200626790

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	978 E BLUE SPRUCE LN, GILBERT, AZ 85298-7319
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E BLUE SPRUCE LN, GILBERT, AZ 85298-7319

Mortgage

Document Number	0000029784
Date	Jan 11, 2021
Instrument	20210029784

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	978 E BLUE SPRUCE LN, GILBERT, AZ 85298-7319
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109015
Date	Feb 01, 2021
Instrument	20210109015

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,310 (-3.84%)	$403,100 (-3.84%) Land $80,600 Building $322,500
2025	$2,036.00 (+3.56%)
2024		$41,920	$419,200 Land $83,800 Building $335,400
2023	$1,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 500
Verizon	Fixed Wireless	300 / 20
AirFiber WISP	Fixed Wireless (unlicensed)	100 / 25
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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