978 Cutter St, Henderson, NV 89011 Property Records

Clark County property record for 978 Cutter St, Henderson, NV 89011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,034 sqft · built 2018
Lot Size	0.158 acres (6,887 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Oct 2023)
Tax Bill	$3,859 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-33-717-017`

Property Details

APN / Parcel Number

Primary APN	`160-33-717-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,034 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,887 sqft (0.158 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	978 CUTTER ST
City	HENDERSON
State	NV
Zip	89011-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLDALE ESTATES AKA LAKEVIEW ESTATES PLAT BOOK 155 PAGE 62 LOT 17
Legal Range	63
Legal Township	21
Legal Section	33
Legal Subdivision	HILLDALE ESTATES AKA LAKEVIEW ESTATES
Legal Lot Number	17
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	1
Census Block	1051
Census Tract	5437

Owner

Source: Clark County records, as of April 15, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	978 CUTTER ST, HENDERSON, NV 89011-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Bargain and Sale Deed, Transfer · VA Mortgage NAVY FCU
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 5, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20231023-0001115
Record Updated	Jun 7, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Oct 23, 2023
Property Address	978 CUTTER ST, HENDERSON, NV 89011-3133
Document Number	0000001115
Map Reference	MB 155 PG 62
Instrument Date	Oct 18, 2023
Instrument	20231023-0001115
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	TICOR TITLE OF NEVADA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,626.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2850 S NEEDLES HWY UNIT 32508, 32508, LAUGHLIN, NV 89028-8143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	978 CUTTER ST, HENDERSON, NV 89011-3133

Mortgage

Document Number	0000001116
Date	Oct 23, 2023
Instrument	20231023-0001116

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	978 CUTTER ST, HENDERSON, NV 89011-3133
Document Number	0000001850
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 CUTTER ST HENDERSON NV 890113133, HENDERSON, NV 89011-3133

Mortgage

Document Number	0000001850
Date	Jun 10, 2020
Instrument	200610001850

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	RIVERDALE, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Sep 5, 2018
Property Address	978 CUTTER ST, HENDERSON, NV 89011-3133
Document Number	0000001622
Map Reference	MB 155 PG 62
Instrument Date	Aug 15, 2018
Instrument	20180905-0001622
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,927.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3625 S TOWN CENTER DR, 3625, LAS VEGAS, NV 89135-3053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	978 CUTTER ST, HENDERSON, NV 89011-3133

Mortgage

Document Number	0000001623
Date	Sep 5, 2018
Instrument	20180905-0001623

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Henderson City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$173,529 (+0.21%) Land $50,400 Building $123,129	$495,797 (+0.21%) Land $144,000 Building $351,797
2023	$3,859.00 (+3.02%)	$173,157 Land $46,900 Building $126,257	$494,734 Land $134,000 Building $360,734
2022	$3,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 336,534 people · EPA ID NV0000076
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
isp.net Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WeLink Communications.

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