977 Cutter St, Henderson, NV 89011 Property Records

Clark County property record for 977 Cutter St, Henderson, NV 89011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,522 sqft · built 2018
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individuals on Record
Last Sale	$387,343 (Sep 2018)
Tax Bill	$4,850 (2026)
Deeds & Mortgages	May 2023 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-33-717-001`

Property Details

APN / Parcel Number

Primary APN	`160-33-717-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,522 sqft Living Area
Gross Area	3,011 sqft
1st Floor Area	1,118 sqft
2nd Floor Area	1,404 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,580 sqft (0.128 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	977 CUTTER ST
City	HENDERSON
State	NV
Zip	89011-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLDALE ESTATES AKA LAKEVIEW ESTATES PLAT BOOK 155 PAGE 62 LOT 1
Legal Range	63E
Legal Township	21S
Legal Section	33
Legal Subdivision	HILLDALE ESTATES AKA LAKEVIEW ESTATES
Legal Lot Number	1
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	1
Census Block	1051
Census Tract	5437

Owner

Source: Clark County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	977 CUTTER ST, HENDERSON, NV 89011-3133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Sep 6, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20181616
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	977 CUTTER ST, HENDERSON, NV 89011-3133
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 CUTTER ST, HENDERSON, NV 89011-3133

Mortgage

Document Number	0000001688
Date	May 8, 2023
Instrument	20230508-0001688

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jul 1, 2052

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLARK NV
Recording Date	Sep 6, 2018
Property Address	977 CUTTER ST, HENDERSON, NV 89011-3133
Document Number	0000001616
Instrument Date	Aug 28, 2018
Instrument	180906001616
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,975.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	977 CUTTER ST HENDERSON NV 89011, HENDERSON, NV 89011

Mortgage

Document Number	1617
Date	Sep 6, 2018
Instrument	180905001617

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Henderson City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,850.00 (+4.75%)	$183,113 (+0.86%) Land $45,150 Building $137,963
2024		$181,546 Land $50,400 Building $131,146	$518,703 (+8.19%) Land $144,000 Building $374,703
2023	$4,630.00
2022			$479,429 Land $130,000 Building $349,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 336,534 people · EPA ID NV0000076
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
isp.net Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WeLink Communications.

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