Osage County property record for 978 Co Rd 516, Westphalia, MO 65085 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 891 sqft · built 1980 |
| Lot Size | 24.8 acres (1,080,288 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $649 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-70-25-00-000-0005.00 |
| Primary APN | 14-70-25-00-000-0005.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 891 sqft Adjusted Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 1,080,288 sqft (24.8 acres) |
| Shed | 1 Shed |
| Shed Area | 1,280 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 14702500000000500 |
|---|---|
| Street Address | 978 COUNTY ROAD 516 |
| City | WESTPHALIA |
| State | MO |
| Zip | 65085-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NW 1/4 SW 1/4 E OF COUNTY ROAD 516 SEC 25 T42N R11W |
| Legal Range | 11W |
| Legal Township | 42N |
| Legal Section | 25 |
| Jurisdiction | OSAGE MO |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 490300 |
Source: Osage County records · APN 14-70-25-00-000-0005.00
Assessment roll updated January 15, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 COUNTY ROAD 516, WESTPHALIA, MO 65085-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 978 COUNTY ROAD 516, WESTPHALIA, MO 65085-2305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 525/0137 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 525/0137 |
| Instrument | 2018-0891 |
| Name | THE MARIES COUNTY BANK |
|---|---|
| Type | Bank |
| Address | VIENNA, MO 65582 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 01, 2023 |
Source: Osage County records · Assessment roll updated January 15, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Osage County |
| Unified School District | Osage County R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $649.00 (+18.43%) | $13,619 (+15.07%) | $81,883 (+14.78%) Land $13,944 Building $67,939 |
| 2023 | $548.00 | $11,835 | $71,338 Land $32,880 Building $38,458 |
Source: FEMA National Flood Hazard Layer, Osage County (29151C), updated September 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291514903001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1986–2022) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | May 2022, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 | Yes |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 | Yes |
| Whittrio | Fixed Wireless (unlicensed) | 100 / 50 | No |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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