978 Chesapeake Ave, Deale, MD 20751 Property Records

Anne Arundel County property record for 978 Chesapeake Ave, Deale, MD 20751

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,347 sqft · built 1953
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Dec 2009)
Tax Bill	$6,339 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-235-03054800`

Property Details

APN / Parcel Number

Primary APN	`07-235-03054800`
Alternative APNs	`723503054800` `23503054800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Waterfront
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	216 sqft
Patio Area	198 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	23503054800
Street Address	978 CHESAPEAKE AVE
City	DEALE
State	MD
Zip	20751-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1 TO 5 BK M DEALE BEACH
Legal Subdivision	DEALE BEACH
Legal Block	M
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	707002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	978 CHESAPEAKE AVE, DEALE, MD 20751-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2009 · Amount on Record
Deed Sale	Dec 15, 2009 · Amount on Record
Deed Document Number	200910139
Deed Book / Page	21804 / 332
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	978 CHESAPEAKE AVE, DEALE, MD 20751-9610
Document Number	0318110139
Book / Page	031811 / 000139
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 CHESAPEAKE AVE DEALE MD 207519610, DEALE, MD 20751-9610

Mortgage

Document Number	0318110139
Date	Feb 2, 2018
Book Page	031811/000139

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,400 (+19.16%) Land $424,200 Building $131,200	$555,400 (+19.16%) Land $424,200 Building $131,200
2025	$6,339.00 (+24.56%)
2023	$5,089.00	$466,100 Land $366,700 Building $99,400	$466,100 Land $366,700 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 123 policies
Nearby Flood Policies	123 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	13 of 74
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20