973 Chesapeake Ave, Deale, MD 20751 Property Records

Anne Arundel County property record for 973 Chesapeake Ave, Deale, MD 20751

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,592 sqft · built 1999
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Oct 1999)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-235-02325621`

Property Details

APN / Parcel Number

Primary APN	`07-235-02325621`
Alternative APNs	`7-235-02325621` `23502325621`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	23502325621
Street Address	973 CHESAPEAKE AVE
City	DEALE
State	MD
Zip	20751-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 8 9 10 14 BK L DEALE BEACH
Legal Subdivision	DEALE BEACH
Legal Block	L
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	707002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	973 CHESAPEAKE AVE, DEALE, MD 20751-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 1999 · Amount on Record
Deed Sale	Oct 12, 1999 · Amount on Record
Prior Sale	Feb 9, 1999 · Amount on Record
Deed Document Number	199914144
Deed Book / Page	9456 / 57
Transfer Doc	0089910194
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	973 CHESAPEAKE AVE, DEALE, MD 20751-9610
Document Number	0314580254
Book / Page	031458 / 000254
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	NATIONAL CAPITAL TITLE AND ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	973 CHESAPEAKE AVE DEALE MD 207519610, DEALE, MD 20751-9610

Mortgage

Document Number	0314580254
Date	Oct 16, 2017
Book Page	031458/000254

Lender

Name	NATIONAL INSTITUTE/HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2037

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,700 (+4.8%) Land $159,000 Building $198,700	$357,700 (-) Land $159,000 Building $198,700
2025	$3,084.00 (+2.73%) Homeowner's exemption	$341,333 (+10.61%)	$357,700 (+15.91%) Land $159,000 Building $198,700
2024	$3,002.00 (+27.37%)
2023	$2,357.00 Homeowner's exemption	$308,600 Land $159,000 Building $149,600	$308,600 Land $159,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 123 policies
Nearby Flood Policies	123 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	13 of 74
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20