Sutter County property record for 9772 Garnet Ct, Live Oak, CA 95953
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,073 sqft · built 2005 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $328,000 (Jul 2020) |
| Tax Bill | $5,040 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jul 2020 Sale & Mortgage |
| APN | 006-670-022-000 |
| Primary APN | 006-670-022-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9772 GARNET CT |
|---|---|
| City | LIVE OAK |
| State | CA |
| Zip | 95953-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENNINGTON RANCH UNIT NO 1 FORMERLY A PORTION OF 06-640-005 LOT 045 AS SHOWN UPON THE SUBDIVISION MAP RECORDED 08-06-04 IN |
| Legal Subdivision | PENNINGTON RANCH 01 |
| Legal Lot Number | 45 |
| Jurisdiction | SUTTER CA |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 50702 |
Source: Sutter County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9772 GARNET CT, LIVE OAK, CA 95953-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 15, 2020 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Aug 31, 2015 · Amount on Record |
| Deed Document Number | 2020-0010261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 9772 GARNET CT, LIVE OAK, CA 95953-9419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000013548 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017-0013548 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Jul 15, 2020 |
| Property Address | 9772 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Number | 0000010261 |
| Map Reference | MB 16 PG 207 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020-0010261 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9772 GARNET CT, LIVE OAK, CA 95953-9419 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010262 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020-0010262 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Sutter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Sutter County |
| Municipality | Live Oak City |
| Unified School District | Live Oak Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,040.00 (+2.9%) | $355,035 (+4.04%) Land $70,357 Building $284,678 |
| 2023 | $4,898.00 | $341,251 Land $67,626 Building $273,625 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Succeed.Net Fixed Wireless | 100 / 50 |
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