Sutter County property record for 9744 Garnet Ct, Live Oak, CA 95953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,000 (May 2026) |
| Tax Bill | $3,577 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2025 Line of Credit + 3 more |
| APN | 006-670-020-000 |
| Primary APN | 006-670-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,763 sqft Living Area |
| 1st Floor Area | 1,763 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 06-670-020 |
|---|---|
| Street Address | 9744 GARNET CT |
| City | LIVE OAK |
| State | CA |
| Zip | 95953-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENNINGTON RANCH UNIT NO 1 FORMERLY A PORTION OF 06-640-005 LOT 043 AS SHOWN UPON THE SUBDIVISION MAP RECORDED 08-06-04 IN BOOK 16 OF SURVEYS PAGE 207 |
| Legal Subdivision | PENNINGTON RANCH, UNIT 1 |
| Legal Phase | I |
| Legal Lot Number | 43 |
| Jurisdiction | SUTTER CA |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 50702 |
Source: Sutter County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| May 13, 2026 | Grant Deed, Transfer · VA Mortgage US MORTGAGE CAPITAL INC |
| Feb 9, 2022 | Intrafamily Transfer, Transfer |
| Aug 11, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Jun 11, 2013 · Amount on Record |
| Deed Document Number | 20264496 |
| Prior Transfer Date | Feb 7, 2022 |
| Prior Transfer Doc | 0000002056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Number | 0000010482 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-0010482 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 2, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Number | 0000009291 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-0009291 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | May 13, 2026 |
| Property Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Number | 0000004496 |
| Instrument Date | May 11, 2026 |
| Instrument | 20264496 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE-NATIONAL COM, FIRST AMERICAN TITLE NATIONAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,661.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Number | 0000004497, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20264497 |
| Name | US MORTGAGE CAPITAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Feb 9, 2022 |
| Property Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Number | 0000002056 |
| Map Reference | MB 16 PG 207 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022-0002056 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 9744 GARNET CT, LIVE OAK, CA 95953-9419 |
| Document Number | 0000011697 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9744 GARNET CT LIVE OAK CA 959539419, LIVE OAK, CA 95953-9419 |
| Document Number | 0000011697 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 11697 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sutter County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | California |
| County | Sutter County |
| Municipality | Live Oak City |
| Unified School District | Live Oak Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,577.00 (+1.82%) | $225,338 (+4.04%) Land $24,622 Building $200,716 | $225,338 |
| 2024 | $3,513.00 (+1.01%) | ||
| 2023 | $3,478.00 (+39.29%) | $216,590 Land $23,667 Building $192,923 | |
| 2021 | $2,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Succeed.Net Fixed Wireless | 100 / 50 |
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