95540 CLEMENTS RD, FERNANDINA BEACH, FL 32034-0224
Mortgage
Document Number
0021391818
Date
Aug 14, 2017
Instrument
2139/1818
Lender
Name
SOUTHEASTERN BANK
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
11 Months
Due
Jul 28, 2018
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 97717 Albatross Dr was $4,862 with a homeowner's exemption, up 1.1% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Nassau County
Unified School District
Nassau County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,862.00 (+1.06%)Homeowner's exemption
$289,336 (+2.9%)
$291,081 (+3.52%)Land $65,000Building $226,081
2024
$4,811.00 (+32.28%)Homeowner's exemption
$281,182 (+38.75%)Land $55,000Building $226,182
$281,182 (-2.18%)Land $55,000Building $226,182
2023
$3,637.00 (+7.44%)Homeowner's exemption
$202,650 (+3%)
$287,438 (+24.37%)Land $55,000Building $232,438
2022
$3,385.00Homeowner's exemption
$196,748
$231,112Land $55,000Building $176,112
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 97717 Albatross Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 55 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
55 in force
Nearby Flood Claims
1 (2012)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jun 2012 · Tropical Storm Debby
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 97717 Albatross Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood
0.03% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source
Groundwater
Last State Inspection
Mar 2024
Lead
Under 1 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025