97703 Albatross Dr, Yulee, FL 32097 Property Records

Nassau County property record for 97703 Albatross Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2017
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$180,100 (Sep 2017)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0743-0517-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0743-0517-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Heated Area
Gross Area	2,035 sqft
1st Floor Area	1,497 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Area	391 sqft
Porch	Open Porch
Porch Area	27 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97703 ALBATROSS DR
City	YULEE
State	FL
Zip	32097-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 517 IN OR 2144/1751 HERON ISLES PHASE TWO C-2 PBK 8/132
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE TWO
Legal Phase	2
Legal Lot Number	517
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4025
Census Tract	50306

Owner

97703 Albatross Dr is owned and occupied by an individual who bought it in September 2017.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	97703 ALBATROSS DR, YULEE, FL 32097-3627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 6, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Deed Document Number	201726461
Deed Book / Page	2144 / 1751
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97703 ALBATROSS DR, YULEE, FL 32097-3627
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97703 ALBATROSS DR, YULEE, FL 32097-3627

Mortgage

Document Number	0028280796
Date	Nov 12, 2025
Book Page	2828/796
Instrument	202545034122

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97703 ALBATROSS DR, YULEE, FL 32097-3627
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97703 ALBATROSS DR, YULEE, FL 32097-3627

Mortgage

Document Number	0026640001
Date	Sep 1, 2023
Book Page	2664/1
Instrument	202345026402

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2028

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97703 ALBATROSS DR, YULEE, FL 32097-3627
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97703 ALBATROSS DR, YULEE, FL 32097-3627

Mortgage

Document Number	0024751117
Date	Jun 30, 2021
Book Page	2475/1117
Instrument	202145024610

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2047

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 6, 2017
Property Address	97703 ALBATROSS DR, YULEE, FL 32097-3627
Document Number	0021441751
Book / Page	2144 / 1751
Map Reference	MB8 PG132&133
Instrument Date	Aug 31, 2017
Instrument	201726461
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 KINGSLEY LAKE DR, 305, SAINT AUGUSTINE, FL 32092-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97703 ALBATROSS DR, YULEE, FL 32097-3627

Mortgage

Document Number	0201726462
Date	Sep 6, 2017
Instrument	201726462

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 97703 Albatross Dr was $2,590 with a homeowner's exemption, up 1.3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,590.00 (+1.25%) Homeowner's exemption	$170,449 (+2.9%)	$266,268 (+3.86%) Land $65,000 Building $201,268
2024	$2,558.00 (+1.39%) Homeowner's exemption	$165,645 (+3%)	$256,383 (-2.12%) Land $55,000 Building $201,383
2023	$2,523.00 (+8.42%) Homeowner's exemption	$160,820 (+3%)	$261,927 (+23.73%) Land $55,000 Building $206,927
2022	$2,327.00 Homeowner's exemption	$156,136	$211,694 Land $55,000 Building $156,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97703 Albatross Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97703 Albatross Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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