9770 Spring Ridge Cir, Estero, FL 33928 Property Records

Lee County property record for 9770 Spring Ridge Cir, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,440 sqft · built 1995
Lot Size0.271 acres (11,805 sqft)
Owner2 Company Names on Record
Last Sale$96,700 (Feb 1995)
Tax Bill$2,125 (2025)
Deeds & MortgagesMay 2026 Sale
Sep 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN34-46-25-E3-0700C.0260

Property Details

APN / Parcel Number

Primary APN34-46-25-E3-0700C.0260
Alternative APNs
  • 253446E30700C0260
  • 344625070000C0260
  • 10275932

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,440 sqft Living Area
Gross Area3,090 sqft
1st Floor Area1,648 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area11,805 sqft (0.271 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchFlorida Room
Porch Area210 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10275932
Street Address9770 SPRING RIDGE CIR
CityESTERO
StateFL
Zip33928-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionSPRING RIDGE I PB 42 PG 55 LOT 26
Legal Range25E
Legal Township46S
Legal Section34
Legal SubdivisionSPRING RIDGE
Legal Tract7
Legal Block1
Legal Lot Number26
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1001
Census Tract50306

Owner

Source: Lee County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address9770 SPRING RIDGE CIR, ESTERO, FL 33928-3236
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 7, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FL INTEGRITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 1995 · Amount on Record
Deed SaleFeb 17, 1995 · Amount on Record
Prior SaleSep 9, 1994 · Amount on Record
Deed Book / Page2576 / 2186
Last Transfer DateMay 5, 2026
Transfer Doc0000120002
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateMay 6, 2026
Property Address9770 SPRING RIDGE CIR, ESTERO, FL 33928-3236
Document Number0000120002
Instrument DateMay 5, 2026
Instrument2026.120002
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address9770 SPRING RIDGE CIR, ESTERO, FL 33928-3236

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9770 SPRING RIDGE CIR, ESTERO, FL 33928-3236
Document Number0000219799
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9770 SPRING RIDGE CIR ESTERO FL 339283236, ESTERO, FL 33928-3236

Mortgage

Document Number0000219799
DateSep 13, 2018
Instrument219799
Lender
NameFIRST FL INTEGRITY BK
TypeBank
AddressNAPLES, FL 34101-9925
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 12, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,125.00 (+8.75%) Homeowner's exemption$175,275 (+5.99%)$346,821 (-22.49%) Land $90,440 Building $256,381
2023$1,954.00 (-3.22%) Homeowner's exemption$165,374 (+3%)$447,446 (+4.26%) Land $98,389 Building $349,057
2022$2,019.00 Homeowner's exemption$160,557$429,147 Land $69,495 Building $359,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 164 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies164 in force
Nearby Flood Claims21 (1981–2023)
Claims Outside the SFHA6 of 21
Most Recent ClaimMar 2023
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Hotwire Communications.

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