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9746 Spring Ridge Cir, Estero, FL 33928 Property Records

Lee County property record for 9746 Spring Ridge Cir, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,676 sqft · built 1997
Lot Size0.253 acres (11,021 sqft)
Owner2 Individual Names on File
Tax Bill$2,417 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN34-46-25-E3-0700C.0230

Property Details

APN / Parcel Number

Primary APN34-46-25-E3-0700C.0230
Alternative APNs
  • 253446E30700C0230
  • 344625070000C0230
  • 10275929

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,676 sqft Living Area
Gross Area3,618 sqft
1st Floor Area1,815 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area11,021 sqft (0.253 acres)
Lot Dimensions121 ft deep x 91 ft wide
Garage TypeAttached
Garage Area477 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchFlorida Room
Porch Area465 sqft
Patio Area525 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10275929
Street Address9746 SPRING RIDGE CIR
CityESTERO
StateFL
Zip33928-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING RIDGE I PB 42 PG 55 LOT 23
Legal Range25E
Legal Township46S
Legal Section34
Legal SubdivisionSPRING RIDGE
Legal TractE3
Legal Block1
Legal Lot Number23
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1001
Census Tract50306

Owner

Source: Lee County records · APN 34-46-25-E3-0700C.0230

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9746 SPRING RIDGE CIR, ESTERO, FL 33928-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9746 SPRING RIDGE CIR, ESTERO, FL 33928-3236
Document Number0000040580
Instrument DateFeb 01, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 RIDE RD CAPE CORAL FL 33991, CAPE CORAL, FL 33991

Mortgage

Document Number0000040580
DateFeb 14, 2020
Instrument40580
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$203,043 (+2.7%)$469,476 (+17.43%) Land $82,365 Building $387,111
2025$2,417.00 (+8.34%) Homeowner's exemption$197,705 (+5.99%)$399,785 (-17.55%) Land $90,440 Building $309,345
2023$2,231.00 (-2.58%) Homeowner's exemption$186,537 (+3%)$484,880 (+1.46%) Land $98,390 Building $386,490
2022$2,290.00 Homeowner's exemption$181,104$477,906 Land $69,495 Building $408,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance CostPremium on Record
median of 164 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies164 in force
Nearby Flood Claims21 (1981–2023)
Claims Outside the SFHA6 of 21
Most Recent ClaimMar 2023
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hotwire Communications, Lumen Technologies, TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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