9770 Mountain View Rd, Descanso, CA 91916 Property Records

San Diego County property record for 9770 Mountain View Rd, Descanso, CA 91916

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,344 sqft · built 2016
Lot Size3.86 acres (168,142 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Aug 2015)
Tax Bill$3,317 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN405-161-08-00

Property Details

APN / Parcel Number

Primary APN405-161-08-00
Alternative APN
  • 4051610100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleMobile Home
Lot Area168,142 sqft

Location & Zoning

Old Parcel Number4051610100
Street Address9770 MOUNTAIN VIEW RD
CityDESCANSO
StateCA
Zip91916-9785
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeS92
Legal DescriptionSEC 14-15-3E SEQ DOC06-0041994 IN SWQ OF
Legal Range03E
Legal Township15
Legal Section14
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1022
Census Tract21202

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9770 MOUNTAIN VIEW RD, DESCANSO, CA 91916-9785
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
Jan 5, 2017Loan Modification, Mortgage
FIRST GUARANTY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Prior SaleJun 21, 2004 · Amount on Record
Deed Document Number2015447015
Prior Transfer DateJul 15, 2015
Prior Transfer Doc0000447014
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9770 MOUNTAIN VIEW RD, DESCANSO, CA 91916-9785
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000499080
DateOct 26, 2017
Instrument2017-0499080
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address9770 MOUNTAIN VIEW RD, DESCANSO, CA 91916-9785
Document Number0000012692
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9770 MOUNTAIN VIEW RD DESCANSO CA 91916, DESCANSO, CA 91916

Mortgage

Document Number0000012692
DateJan 10, 2017
Instrument12692
Lender
NameFIRST GUARANTY MTG
TypeMortgage Company
AddressTYSONS CORNER, VA 22182
Agreement
AmountAmount Recorded
Term360 Months
DueJan 9, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$318,079 (+2%) Land $163,005 Building $155,074
2025$3,317.00 (+4.14%) Homeowner's exemption$311,843 (+4.04%) Land $159,809 Building $152,034
2023$3,185.00 (-1.42%) Homeowner's exemption$299,735 Land $153,604 Building $146,131
2022$3,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.7% of the US · above 98.5% of California
Wildfire Likelihood7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL
25 / 5

May also be available: T-Mobile.

Nearby Properties on Mountain View Rd

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