977 Wolf Trap Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 977 Wolf Trap Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,037 sqft · built 1986
Lot Size	5.09 acres (222,025 sqft)
Owner	2 Individual Names on File
Last Sale	$396,084 (Aug 2026)
Tax Bill	$5,741 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06300-00-00-014F0`

Property Details

APN / Parcel Number

Primary APN	`06300-00-00-014F0`
Alternative APNs	`509424911103` `27855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
Basement Area	1,236 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	222,025 sqft (5.09 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	225 sqft
Patio Area	72 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	977 WOLF TRAP RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Legal Subdivision	WILLIAM MORRIS FOSTER
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1007
Census Tract	10501

Owner

977 Wolf Trap Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Albemarle County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	977 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Distribution, Transfer CHICAGO TITLE W, CHICAGO TITLE
Aug 4, 2026	Special Warranty Deed, Construction Loan · Construction Mortgage CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Jun 21, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Deed Document Number	20267680
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	5560/424
Record Updated	Oct 29, 2026

August 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 4, 2026
Property Address	977 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Document Number	0000007679
Instrument Date	Jul 30, 2026
Instrument	20267679
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 ED JONES RD, CHARLOTTESVILLE, VA 22902-7980

August 2026: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 4, 2026
Property Address	977 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Document Number	0000007680
Instrument Date	Jul 30, 2026
Instrument	20267680
Transaction Type	Construction Loan
Record Updated	Aug 27, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,004.08
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035

Mortgage

Document Number	0000007682,
Date	Aug 4, 2026
Instrument	20267682

Lender

Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2027

Interest

Max Rate	-1%

Mortgage

Document Number	0000007681,
Date	Aug 4, 2026
Instrument	20267681

Lender

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2027

Interest

Max Rate	-1%

June 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 21, 2021
Property Address	977 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Document Number	5560/424
Book / Page	5560 / 424
Map Reference	MB 688 PG 685
Instrument Date	Jun 11, 2021
Instrument	2021-00010846
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 ED JONES RD, CHARLOTTESVILLE, VA 22902-7980

Tax Assessment & Valuation

The 2026 property tax bill for 977 Wolf Trap Rd was $5,741, up 5.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,741.00 (+5.4%)	$642,200 (+5.4%) Land $259,700 Building $382,500	$642,200 (+5.4%) Land $259,700 Building $382,500
2025	$5,447.00	$609,300 Land $250,700 Building $358,600	$609,300 Land $250,700 Building $358,600
2023	$2,184.00	$511,600 Land $194,400 Building $317,200	$511,600 Land $194,400 Building $317,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 977 Wolf Trap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Wolf Trap Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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