955 Wolf Trap Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 955 Wolf Trap Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,508 sqft
Lot Size	21 acres (914,760 sqft)
Owner	Individual Name on Record
Last Sale	$526,000 (Jan 2021)
Tax Bill	$8,600 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06300-00-00-014H0`

Property Details

APN / Parcel Number

Primary APN	`06300-00-00-014H0`
Alternative APN	`27857`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,508 sqft Finished Area
Basement Area	2,187 sqft
Finished Basement	1,508 sqft
Unfinished Basement	679 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	914,760 sqft (21 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Slab
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	955 WOLF TRAP RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE B
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1007
Census Tract	10501

Owner

Source: Albemarle County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	955 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust · Conventional Mortgage NEXBANK
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK
Aug 12, 2021	Deed of Trust, Mortgage · Construction Mortgage VIRGINIA NATIONAL BANK
Jan 11, 2021	Grant Deed, Transfer · Line of Credit VIRGINIA NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	2021551
Deed Book / Page	5459 / 209
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 27, 2026
Property Address	955 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Document Number	0000003905
Instrument Date	Apr 21, 2026
Instrument	2026.3905
Record Updated	May 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	955 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035

Mortgage

Document Number	0000003905,
Date	Apr 27, 2026
Instrument	2026.3905

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 27, 2026
Property Address	955 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Document Number	202600003905
Instrument Date	Apr 21, 2026
Instrument	20263905
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	955 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035

Mortgage

Document Number	0000003905,
Date	Apr 27, 2026
Instrument	20263905

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	955 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	753 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6033

Mortgage

Document Number	005590/217
Date	Aug 12, 2021
Book Page	5590/217
Instrument	2021-00013986

Lender

Name	VIRGINIA NATIONAL BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22911

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 11, 2021
Property Address	955 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6035
Document Number	0000000551
Book / Page	005459 / 000209
Instrument Date	Dec 23, 2020
Instrument	551
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	753 WOLF TRAP RD CHARLOTTESVILLE VA 229116033, CHARLOTTESVILLE, VA 22911-6033

Mortgage

Document Number	552
Date	Jan 11, 2021
Book Page	005459/000212
Instrument	552

Lender

Name	VIRGINIA NAT'L BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,600.00 (-58.46%)	$2,371,300 (+2.39%) Land $742,300 Building $1,629,000	$2,371,300 (+2.39%) Land $742,300 Building $1,629,000
2025	$20,705.00 (+4%)	$2,316,000 (+12.13%) Land $716,000 Building $1,600,000	$2,316,000 (+12.13%) Land $716,000 Building $1,600,000
2023	$14,789.00	$2,065,500 Land $555,900 Building $1,509,600	$2,065,500 Land $555,900 Building $1,509,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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