Henderson County property record for 977 Trail Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,161 sqft · built 1974 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,208 (2025) |
| Deeds & Mortgages | Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 65I-181 |
| Primary APN | 65I-181 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,161 sqft Finished Area |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 57 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|
| Account Number | 45226 |
|---|---|
| Street Address | 977 TRAIL DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | FRONTIER |
| Legal Block | L |
| Legal Lot Number | 12 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20701 |
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 977 TRAIL DR, HENDERSON, KY 42420-2291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 |
| Deed Sale | Apr 17, 2019 |
| Deed Document Number | 2019004000 |
| Deed Book / Page | RE 0636 / 959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Apr 17, 2019 |
| Property Address | 977 TRAIL DR, HENDERSON, KY 42420-2291 |
| Document Number | RE0636/959 |
| Book / Page | RE 0636 / 959 |
| Map Reference | DD 257 PG 428 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2019004000 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 S ALVASIA ST, 200, HENDERSON, KY 42420-3618 |
| Name | Verified Name |
|---|---|
| Address | 977 TRAIL DR, HENDERSON, KY 42420-2291 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,208.00 (-0.82%) | $109,000 (-) | $109,000 (-) |
| 2023 | $1,218.00 (+20.83%) | $109,000 (+19.78%) | $109,000 (+19.78%) |
| 2022 | $1,008.00 | $91,000 | $91,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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