Henderson County property record for 963 Trail Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,702 sqft · built 1975 |
| Lot Size | 0.493 acres (21,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,900 (Jul 1975) |
| Tax Bill | $1,263 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 65I-178 |
| Primary APN | 65I-178 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,702 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,516 sqft (0.493 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|
| Account Number | 41335 |
|---|---|
| Street Address | 963 TRAIL DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | FRONTIER |
| Legal Block | L |
| Legal Lot Number | 15 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20701 |
963 Trail Dr is owned and occupied by two individuals who bought it in July 1975.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 502 ARBOR DR, HENDERSON, KY 42420-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1975 · Amount on File |
| Deed Sale | Jul 1, 1975 · Amount on File |
| Deed Document Number | 0000279504 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 963 Trail Dr was $1,263 with a homeowner's exemption.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,263.00 Homeowner's exemption | $163,000 | $163,000 |
| 2023 | $1,304.00 (+23.25%) Homeowner's exemption | $163,000 (+19.85%) | $163,000 (+19.85%) |
| 2022 | $1,058.00 Homeowner's exemption | $136,000 | $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 963 Trail Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 963 Trail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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