977 Stone Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 977 Stone Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,251 sqft · built 1940
Lot Size	0.11 acres (4,810 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2024)
Tax Bill	$5,402 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`262800 075.10-7-72`

Property Details

APN / Parcel Number

Primary APN	`262800 075.10-7-72`
Alternative APNs	`28000751000007072000` `09866128000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	990 sqft
Upper Floors Area	261 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	4,810 sqft (0.11 acres)
Lot Dimensions	60.9 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09866128000
Street Address	977 STONE RD
City	ROCHESTER
State	NY
Zip	14616-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L56 T2 EVERGREEN GDN 90-20 L21
Legal Subdivision	EVERGREEN GARDENS
Legal Block	7
Legal Lot Number	72.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2011
Census Tract	13901

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3583 LAKE AVE, ROCHESTER, NY 14612-5144
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	2024735
Deed Book / Page	13008 / 333
Prior Transfer Date	Jan 30, 2019
Prior Transfer Doc	0000000542
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 18, 2021
Property Address	977 STONE RD, ROCHESTER, NY 14616-4305
Document Number	0000001228
Book / Page	12475 / 611
Map Reference	LB 90 PG 20
Instrument Date	Feb 28, 2021
Instrument	202103181228
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20827, ROCHESTER, NY 14602-0827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 STONE RD, ROCHESTER, NY 14616-4305

Mortgage

Document Number	0000001229
Date	Mar 18, 2021
Instrument	202103181229

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Feb 21, 2019
Property Address	977 STONE RD, ROCHESTER, NY 14616-4305
Document Number	0000000542
Book / Page	012149 / 000463
Instrument Date	Jan 30, 2019
Instrument	542
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20827 ROCHESTER NY 146020827, ROCHESTER, NY 14602-0827

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,402.00 (+2.82%)
2025	$5,254.00 (+24.59%)	$107,100 (-) Land $18,000 Building $89,100	$175,600 (+41%) Land $29,513 Building $146,087
2023		$107,100 (+29.04%) Land $18,000 Building $89,100	$124,535 (+29.05%) Land $20,930 Building $103,605
2022		$83,000 Land $20,000 Building $63,000	$96,500 Land $23,253 Building $73,247
2021	$4,217.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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