Monroe County and Greece Town property record for 965 Stone Rd, Rochester, NY 14616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,167 sqft · built 1965 |
| Lot Size | 0.52 acres (22,677 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,577 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 262800 075.10-7-73 |
| Primary APN | 262800 075.10-7-73 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,167 sqft Living Area |
| 1st Floor Area | 588 sqft |
| 2nd Floor Area | 484 sqft |
| Upper Floors Area | 95 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 22,677 sqft (0.52 acres) |
| Lot Dimensions | 236 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Porch | Slab |
| Porch Area | 562 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09866132000 |
|---|---|
| Street Address | 965 STONE RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14616-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST DIV L56 T2 EVERGREEN GDN 90-20 L22 |
| Legal Block | 7 |
| Legal Lot Number | 73.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GREECE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 13901 |
965 Stone Rd is owned and occupied by two individuals.
Source: Monroe County and Greece Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 STONE RD, ROCHESTER, NY 14616-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 965 STONE RD, ROCHESTER, NY 14616-4305 |
| Document Number | 0000000144 |
| Book / Page | 027288 / 000169 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 965 STONE RD ROCHESTER NY 146164305, ROCHESTER, NY 14616-4305 |
| Document Number | 0000000144 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 027288/000169 |
| Instrument | 144 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 24, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 965 Stone Rd was $4,577 with exemptions applied, up 18.8% from the year before.
Source: Monroe County and Greece Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Greece Town |
| Unified School District | Greece Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,577.00 (+18.76%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,854.00 | $90,000 Land $18,000 Building $72,000 | $147,500 Land $29,500 Building $118,000 |
| 2023 | $90,000 (+3.45%) Land $18,000 Building $72,000 | $104,651 (+3.41%) Land $20,930 Building $83,721 | |
| 2022 | $87,000 Land $20,000 Building $67,000 | $101,200 Land $23,264 Building $77,936 | |
| 2021 | $2,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 Stone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Stone Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
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