Butler County property record for 977 Ridgefield Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,113 sqft · built 1990 |
| Lot Size | 0.707 acres (30,793 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $26,000 (Aug 1990) |
| Tax Bill | $4,201 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P6412-221-000-011 |
| Primary APN | P6412-221-000-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 30,793 sqft (0.707 acres) |
| Lot Dimensions | 277 ft deep x 140 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 957 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 77 sqft |
| Patio Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 977 RIDGEFIELD RD |
|---|---|
| City | HAMILTON |
| State | OH |
| Zip | 45013-4017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28806 E 186.52 |
| Legal Subdivision | CARDOME HILLS SEC 02 |
| Legal Lot Number | 28806 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 14900 |
Source: Butler County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Dec 19, 2018 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Feb 26, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jun 3, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1990 · Amount on Record |
| Deed Sale | Aug 1, 1990 · Amount on Record |
| Last Transfer Date | Nov 15, 2021 |
| Transfer Doc | 0000069132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Dec 3, 2021 |
| Property Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
| Document Number | 0000069132 |
| Book / Page | 9772 / 973 |
| Map Reference | ENV 1670 PG A&B |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021-00069132 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
| Document Number | 0009772976 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 9772/976 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
| Document Number | 0000048245 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 9241/0807 |
| Instrument | 2018-00048245 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 3, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008342 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 9406/994 |
| Instrument | 2020-00008342 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2035 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 3, 2021 |
| Property Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
| Document Number | 0000031906 |
| Book / Page | 9662 / 1184 |
| Map Reference | ENV 1670 PG A&B |
| Instrument Date | May 25, 2021 |
| Instrument | 2021-00031906 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 977 RIDGEFIELD RD, HAMILTON, OH 45013-4017 |
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Hamilton City |
| Unified School District | Hamilton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,201.00 (+1.08%) | $98,500 (-) Land $22,230 Building $76,270 | $281,420 (-) Land $63,500 Building $217,920 |
| 2024 | $4,156.00 (+0.46%) | ||
| 2023 | $4,137.00 (+4.95%) | $98,500 (+23.81%) Land $22,230 Building $76,270 | $281,420 (+23.81%) Land $63,500 Building $217,920 |
| 2022 | $3,942.00 | $79,560 Land $22,230 Building $57,330 | |
| 2020 | $227,300 Land $63,500 Building $163,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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