972 Ridgefield Rd, Hamilton, OH 45013 Property Records

Butler County property record for 972 Ridgefield Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,944 sqft · built 1988
Lot Size	0.961 acres (41,870 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2024)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6412-221.000-005`

Property Details

APN / Parcel Number

Primary APN	`P6412-221.000-005`
Alternative APNs	`0000700` `110116` `111151`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,944 sqft Living Area
Gross Area	3,094 sqft
1st Floor Area	1,547 sqft
Attic Area	578 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Tudor
Exterior Material	Combination
Lot Area	41,870 sqft (0.961 acres)
Lot Dimensions	222 ft deep x 221 ft wide
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	250 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000700
Old Parcel Number	P6412221.000005
Street Address	972 RIDGEFIELD RD
City	HAMILTON
State	OH
Zip	45013-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27490 ENT
Legal Subdivision	CITY/HAMILTON
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3005
Census Tract	14900

Owner

972 Ridgefield Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Butler County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	972 RIDGEFIELD RD, HAMILTON, OH 45013-4028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Sep 21, 2016
Deed Document Number	2020-00025019
Deed Book / Page	9458 / 41
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	2020-00025019
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 18, 2020
Property Address	972 RIDGEFIELD RD, HAMILTON, OH 45013-4028
Document Number	0000025019
Book / Page	9458 / 41
Instrument Date	Jun 10, 2020
Instrument	2020-00025019
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	972 RIDGEFIELD RD, HAMILTON, OH 45013-4028

Mortgage

Document Number	0094580043
Date	Jun 18, 2020
Instrument	9458/0043

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 972 Ridgefield Rd was $6,874.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,874.00	$161,190 Land $26,410 Building $134,780	$460,550 Land $75,460 Building $385,090
2023	$6,221.00 (+11.13%)	$148,130 (+31.44%) Land $26,410 Building $121,720	$423,220 Land $75,460 Building $347,760
2022	$5,598.00	$112,700 Land $26,410 Building $86,290
2020			$322,000 Land $75,460 Building $246,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 972 Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 972 Ridgefield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20