977 Normandy U, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 977 Normandy U, Delray Beach, FL 33484

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 907 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2025)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-13-021-0977`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-13-021-0977`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	907 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	977 NORMANDY U
City	DELRAY BEACH
State	FL
Zip	33484-7943
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT NORMANDY U COND PAR 977
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	NORMANDY A THRU U CONDO
Legal Block	21
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

Source: Palm Beach County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	977 NORMANDY U, DELRAY BEACH, FL 33484-7943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage NQM FUNDING LLC
May 17, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage NP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	May 1, 2025 · Amount on Record
Deed Document Number	2025444217
Deed Book / Page	36199 / 736
Prior Transfer Date	May 12, 2022
Prior Transfer Doc	0335660925
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	977 NORMANDY U, DELRAY BEACH, FL 33484-7943
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113763 MISTY RIDGE WAY, BOYNTON BEACH, FL 33473

Mortgage

Document Number	0361720218
Date	Dec 5, 2025
Book Page	36172/218
Instrument	20250428290

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 17, 2025
Property Address	977 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0361990736
Book / Page	36199 / 736
Map Reference	MB 3141 PG 1617
Instrument Date	Oct 29, 2025
Instrument	20250444217
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11373 MISTY RIDGE WAY, BOYNTON BEACH, FL 33473-4896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 NORMANDY U, DELRAY BEACH, FL 33484-7943

Mortgage

Document Number	0036199739
Date	Dec 17, 2025
Instrument	36199/739

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	May 17, 2022
Property Address	977 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0335660925
Book / Page	33566 / 925
Map Reference	MB 3141 PG 1617
Instrument Date	May 12, 2022
Instrument	20220215275
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9406 AQUA VISTA BLVD, BOYNTON BEACH, FL 33437-2851

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 30, 2020
Property Address	977 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0313950954
Book / Page	031395 / 000954
Instrument Date	Apr 17, 2020
Instrument	150765
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9406 AQUA VISTA BLVD BOYNTON BEACH FL 334372851, BOYNTON BEACH, FL 33437-2851

Mortgage

Document Number	313950961
Date	Apr 30, 2020
Book Page	031395/000961
Instrument	150769

Lender

Name	NP INC
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00 (-9.16%)	$98,407 (-19.58%)	$98,407 (-19.58%) Building $98,407
2024	$2,053.00 (+4.21%)
2023	$1,970.00 (+8.84%)	$122,363 (+16.12%) Building $122,363	$122,363 (+16.12%) Building $122,363
2022	$1,810.00	$105,373 Building $105,373	$105,373 Building $105,373

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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