973 Normandy U, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 973 Normandy U, Delray Beach, FL 33484

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 907 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jul 2020)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-13-021-0973`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-13-021-0973`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	907 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	973 NORMANDY U
City	DELRAY BEACH
State	FL
Zip	33484-7943
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT NORMANDY U COND PAR 973
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	NORMANDY A THRU U CONDO
Legal Block	21
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5322 VERNIO LN, BOYNTON BEACH, FL 33437-2010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Intrafamily Transfer, Transfer
Jul 30, 2020	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 2, 2020	Loan Modification, Transfer · Conventional with PMI JAMES W III BANFORD
Jan 10, 2020	Quit Claim Deed, Transfer EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage JAMES W III BANFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jun 9, 2005
Deed Document Number	2020270881
Deed Book / Page	31612 / 883
Last Transfer Date	Dec 15, 2022
Transfer Doc	0340430063
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Dec 29, 2022
Property Address	973 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0340430063
Book / Page	34043 / 63
Map Reference	MB 3141 PG 1617
Instrument Date	Dec 15, 2022
Instrument	20220509700
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5322 VERNIO LN, BOYNTON BEACH, FL 33437-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 VERNIO LN, BOYNTON BEACH, FL 33437-2010

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 30, 2020
Property Address	973 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0316120883
Book / Page	31612 / 883
Map Reference	MB 3141 PG 1617
Instrument Date	Jul 29, 2020
Instrument	20200270881
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CLEAR LAKE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	975 NORMANDY U, 975, DELRAY BEACH, FL 33484-7943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 NORMANDY U, DELRAY BEACH, FL 33484-7943

Mortgage

Document Number	0031612888
Date	Jul 30, 2020
Instrument	31612/888

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Loan Modification, Transfer

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	973 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0311520537
Instrument Date	Jan 2, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 NORMANDY U DELRAY BEACH FL 334847943, DELRAY BEACH, FL 33484-7943

Mortgage

Document Number	0311520537
Date	Jan 10, 2020
Book Page	031152/000537
Instrument	13590

Lender

Name	JAMES W III BANFORD
Address	2584 SE RANCH ACRES CIR, JUPITER, FL 33478-1901

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 10, 2020
Property Address	973 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0311520530
Book / Page	031152 / 000530
Instrument Date	Dec 27, 2019
Instrument	13586
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 NORMANDY U DELRAY BEACH FL 334847943, DELRAY BEACH, FL 33484-7943

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	973 NORMANDY U, DELRAY BEACH, FL 33484-7943
Document Number	0300670490
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 NORMANDY U DELRAY BEACH FL 334847943, DELRAY BEACH, FL 33484-7943

Mortgage

Document Number	0300670490
Date	Aug 17, 2018
Book Page	030067/000490
Instrument	320485

Lender

Name	JAMES W III BANFORD
Address	2584 SE RANCH ACRES CIR, JUPITER, FL 33478-1901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 16, 2020

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,867.00 (-16.91%)	$98,407 (-19.58%)	$98,407 (-19.58%) Building $98,407
2024	$2,247.00 (-0.4%)
2023	$2,256.00 (+24.64%)	$122,363 (+16.12%) Building $122,363	$122,363 (+16.12%) Building $122,363
2022	$1,810.00	$105,373 Building $105,373	$105,373 Building $105,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Normandy U

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures