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977 Main St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 977 Main St, West Springfield, MA 01089

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 3,397 sqft · built 1973
Lot Size0.298 acres (12,981 sqft)
OwnerCompany Name on Record
Last Sale$230,000 (Sep 2020)
Tax Bill$11,664 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN362-05000-15-001

Property Details

APN / Parcel Number

Primary APN362-05000-15-001
Alternative APN
  • WSPR M:00362 B:05000 L:00015

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,397 sqft Total Area
Gross Area4,036 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area12,981 sqft (0.298 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number362-05000-15-001
Street Address977 MAIN ST
CityWEST SPRINGFIELD
StateMA
Zip01089-4243
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeBA
Legal Block5000
Legal Lot Number15
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1009
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address977 MAIN ST, WEST SPRINGFIELD, MA 01089-4243
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2020 · Amount on Record
Deed SaleSep 24, 2020 · Amount on Record
Prior SaleApr 29, 2014 · Amount on Record
Deed Book / Page23437 / 126
Prior Transfer DateSep 23, 2020
Prior Transfer Doc23437-126
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateSep 24, 2020
Property Address977 MAIN ST, WEST SPRINGFIELD, MA 01089-4243
Document Number23437-126
Book / Page23437 / 126
Instrument DateSep 23, 2020
Instrument54205
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMAIN ST, WEST SPRINGFIELD, MA

Mortgage

Document Number54206
DateSep 24, 2020
Instrument54206
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$11,664.00 (+1.59%)$394,200 (+3.96%) Land $163,600 Building $230,600
2025$11,482.00 (+0.73%)$379,200 (-0.86%) Land $148,600 Building $230,600
2024$11,399.00 (-0.78%)$382,500 (+1.81%) Land $148,600 Building $233,900
2023$11,489.00$375,700 Land $148,600 Building $227,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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