1010 Main St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 1010 Main St, West Springfield, MA 01089

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,380 sqft · built 1880
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$443,000 (Oct 2025)
Tax Bill	$4,160 (2026)
Deeds & Mortgages	Oct 2022 Refinance Oct 2025 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`362-05150-86-001`

Property Details

APN / Parcel Number

Primary APN	`362-05150-86-001`
Alternative APN	`WSPR M:00362 B:05150 L:00086`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	3,658 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	362-05150-86-001
Street Address	1010 MAIN ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-4242
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BA
Legal Block	5150
Legal Lot Number	86
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1033
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	483 BERKSHIRE AVE, 6, SPRINGFIELD, MA 01109-1069
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Oct 31, 2025	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Book / Page	26093 / 419
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	1010 MAIN ST, WEST SPRINGFIELD, MA 01089-4242
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024777-285
Date	Oct 24, 2022
Book Page	24777/285
Instrument	63230

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 31, 2025
Property Address	1010 MAIN ST, WEST SPRINGFIELD, MA 01089-4242
Document Number	026093-419
Book / Page	26093 / 419
Instrument Date	Oct 31, 2025
Instrument	52341
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 BERKSHIRE AVE APT 6, 6, SPRINGFIELD, MA 01109-1069

Mortgage

Document Number	0000052342
Date	Oct 31, 2025
Instrument	52342

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	026093-444
Date	Oct 31, 2025
Book Page	26093/444
Instrument	52343

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,160.00 (-2.74%)	$296,700 (+3.16%) Land $92,600 Building $204,100	$394,819
2025	$4,277.00 (+0.42%)	$287,600 (-) Land $84,200 Building $203,400
2024	$4,259.00 (+9.57%)	$287,600 (+14.99%) Land $84,200 Building $203,400
2023	$3,887.00	$250,100 Land $84,200 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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