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977 Dearborn Cir, Carol Stream, IL 60188 Property Records

DuPage County property record for 977 Dearborn Cir, Carol Stream, IL 60188 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,910 sqft · built 1979
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Sep 2018)
Tax Bill$10,045 (2025)
Deeds & MortgagesJun 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-29-113-028

Property Details

APN / Parcel Number

Primary APN02-29-113-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,910 sqft Living Area
Gross Area2,920 sqft
1st Floor Area1,010 sqft
2nd Floor Area900 sqft
Basement Area1,010 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeMixed
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Street Address977 DEARBORN CIR
CityCAROL STREAM
StateIL
Zip60188-9371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTERN TRAILS SUB UNIT NO 15 ALL
Legal SubdivisionWESTERN TRAILS SUB
Legal Lot Number117
Legal Unit15
JurisdictionDU PAGE IL
Township / Civil DivisionBLOOMINGDALE
Census Block Group2
Census Block2002
Census Tract841205

Owner

Source: DuPage County records · APN 02-29-113-028

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address977 DEARBORN CIR, CAROL STREAM, IL 60188-9371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 19, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2018 · Amount on Record
Deed SaleSep 19, 2018 · Amount on Record
Deed Document Number201888527
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address977 DEARBORN CIR, CAROL STREAM, IL 60188-9371
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056590
DateJun 04, 2020
InstrumentR2020-056590
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 19, 2018
Property Address977 DEARBORN CIR, CAROL STREAM, IL 60188-9371
Document Number0000088527
Map ReferenceDOCR80-69780
Instrument DateAug 24, 2018
InstrumentR2018-088527
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFOX TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,237.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 DEARBORN CIR, CAROL STREAM, IL 60188-9371

Mortgage

Document Number0000088528
DateSep 19, 2018
InstrumentR2018-088528
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionBloomingdale Township
MunicipalityCarol Stream Village
Elementary School DistrictCommunity Consolidated School District 93 (PK - 08)
Secondary School DistrictGlenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,045.00 (+15.43%)$129,845 (+29.42%) Land $35,966 Building $93,879$389,535 (+29.42%) Land $107,898 Building $281,637
2022$8,702.00 Homeowner's exemption$100,330 Land $29,890 Building $70,440$300,990 Land $89,670 Building $211,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438412052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies8 in force
Nearby Flood Claims21 (1978–2015)
Claims Outside the SFHA7 of 21
Most Recent ClaimJun 2015, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jul 2010 · 14 claims
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 639 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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