976 Dearborn Cir, Carol Stream, IL 60188 Property Records

DuPage County property record for 976 Dearborn Cir, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,268 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Feb 2017)
Tax Bill	$9,116 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-29-114-048`

Property Details

APN / Parcel Number

Primary APN	`02-29-114-048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,008 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	976 DEARBORN CIR
City	CAROL STREAM
State	IL
Zip	60188-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WESTERN TRAILS SUB UNIT NO 15 ALL
Legal Subdivision	WESTERN TRAILS SUB
Legal Lot Number	96
Legal Unit	15
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	2
Census Block	2009
Census Tract	841205

Owner

976 Dearborn Cir is owned and occupied by two individuals who bought it in February 2017.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	976 DEARBORN CIR, CAROL STREAM, IL 60188-9369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Feb 13, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2017 · Amount on File
Deed Sale	Feb 13, 2017 · Amount on File
Prior Sale	Sep 22, 2004 · Amount on File
Deed Document Number	201715656
Prior Transfer Date	Nov 11, 2014
Prior Transfer Doc	0000000399
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	976 DEARBORN CIR, CAROL STREAM, IL 60188-9369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114181
Date	Oct 6, 2020
Instrument	R2020-114181

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 13, 2017
Property Address	976 DEARBORN CIR, CAROL STREAM, IL 60188-9369
Document Number	0000015656
Map Reference	DOC R78-19595
Instrument Date	Jan 24, 2017
Instrument	R2017-015656
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	976 DEARBORN CIR, CAROL STREAM, IL 60188-9369

Mortgage

Document Number	0000015657
Date	Feb 13, 2017
Instrument	R2017-015657

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 976 Dearborn Cir was $9,116 with a homeowner's exemption, up 5.8% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,116.00 (+5.77%) Homeowner's exemption	$118,574 (+9.31%) Land $35,966 Building $82,608	$355,722 (+9.31%) Land $107,898 Building $247,824
2024	$8,619.00	$108,475 Land $32,903 Building $75,572	$325,425 Land $98,709 Building $226,716
2022	$7,837.00 Homeowner's exemption	$90,960 Land $29,890 Building $61,070	$272,880 Land $89,670 Building $183,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 976 Dearborn Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	21 (1978–2015)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 14 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 976 Dearborn Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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