Harrisonburg City property record for 977 Central Ave, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1940 |
| Lot Size | 0.25 acres (10,888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $206,000 (Jun 2022) |
| Tax Bill | $2,367 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 F 17 |
| Primary APN | 048 F 17 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,218 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum Siding |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 10,888 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 977 CENTRAL AVE |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULTI DWEL |
| Legal Description | QUADRANT 2 WS CENTRAL AVE |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 402 |
Source: Harrisonburg City records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 977 CENTRAL AVE, HARRISONBURG, VA 22802-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed of Trust, Mortgage · Line of Credit PARK VIEW FCU |
| Jun 15, 2022 | Deed, Transfer · Conventional Mortgage PARK VIEW FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Deed Document Number | 202214482 |
| Deed Book / Page | 5588 / 731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 977 CENTRAL AVE, HARRISONBURG, VA 22802-5424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | MEMBERS TITLE LLC, MEMBERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005712/27 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | 5712/27 |
| Instrument | 2023-13455 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISONBURG, VA 22802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Recording Date | Jun 15, 2022 |
| Property Address | 977 CENTRAL AVE, HARRISONBURG, VA 22802-5424 |
| Document Number | 005588/731 |
| Book / Page | 5588 / 731 |
| Map Reference | MB 182 PG 217 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022-14482 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | MEMBERS TITLE LLC, MEMBERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 977 CENTRAL AVE, HARRISONBURG, VA 22802-5424 |
| Document Number | 0202214483 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022-14483 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,367.00 (+4%) | $234,400 (+2%) Land $70,000 Building $164,400 | $234,400 (+2%) Land $70,000 Building $164,400 |
| 2025 | $229,800 (+14.79%) Land $70,000 Building $159,800 | $229,800 (+14.79%) Land $70,000 Building $159,800 | |
| 2024 | $2,276.00 (+18.48%) | ||
| 2023 | $1,921.00 | $200,200 Land $70,000 Building $130,200 | $200,200 Land $70,000 Building $130,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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