963 Central Ave, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 963 Central Ave, Harrisonburg, VA 22802

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,076 sqft · built 1986
Lot Size	0.125 acres (5,449 sqft)
Owner	Individual Name on File
Tax Bill	$2,291 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 F 19`

Property Details

APN / Parcel Number

Primary APN	`048 F 19`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,076 sqft Total Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	5,449 sqft (0.125 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Garage Area	187 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	342 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	963 CENTRAL AVE
City	HARRISONBURG
State	VA
Zip	22802-5424
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MULTI DWEL
Legal Description	QUADRANT 2 WS CENTRAL AVE LOT 1 PERRY S MARTINS ADD
Legal Subdivision	PERRY S MARTINS ADD
Legal Lot Number	1
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	1
Census Block	1006
Census Tract	402

Owner

963 Central Ave, a duplex, is owned by an individual who acquired it in December 2007.

Source: Harrisonburg City records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	144 CHIVAS DR, ROANOKE, VA 24019-8002
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 10, 2007
Transfer Doc	003233/197
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Apr 2, 2024
Property Address	963 CENTRAL AVE, HARRISONBURG, VA 22802-5424
Document Number	005789/572
Book / Page	5789 / 572
Map Reference	MB 244 PG 557
Instrument Date	Mar 1, 2024
Instrument	2024-06848
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	WEST VIEW TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	961 CENTRAL AVE, HARRISONBURG, VA 22802-5424

Mortgage

Document Number	0202406849
Date	Apr 2, 2024
Instrument	2024-06849

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 963 Central Ave was $2,291.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,291.00	$226,900 (-) Land $48,000 Building $178,900	$226,900 (-) Land $48,000 Building $178,900
2025		$226,900 Land $48,000 Building $178,900	$226,900 Land $48,000 Building $178,900
2024	$2,212.00 (+33.9%)
2023	$1,652.00	$172,100 Land $48,000 Building $124,100	$172,100 Land $48,000 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 963 Central Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20