Pinellas County property record for 977 Bruce Ave, Clearwater, FL 33767
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,650 sqft · built 1954 |
| Lot Size | 0.138 acres (6,029 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $728,400 (Mar 2019) |
| Tax Bill | $11,252 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Mar 2019 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-743-2096-1 |
| Primary APN | C62-000-743-2096-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Living Area |
| Gross Area | 3,242 sqft |
| 1st Floor Area | 1,754 sqft |
| Upper Floors Area | 896 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,029 sqft (0.138 acres) |
| Lot Dimensions | 97 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 254 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R352973 |
|---|---|
| Street Address | 977 BRUCE AVE |
| City | CLEARWATER BEACH |
| State | FL |
| Zip | 33767-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARLOUEL SUB BLK 264, LOT 4 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 32 |
| Legal Subdivision | CARLOUEL SUB |
| Legal Tract | 13464 |
| Legal Block | 264 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 26004 |
977 Bruce Ave is owned by two individuals who bought it in March 2019.
Source: Pinellas County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 CALDWELL CREEK DR, COLLEYVILLE, TX 76034-6629 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 26, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Nov 30, 2018 | Warranty Deed, Subdivision Related Transfer COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Oct 16, 2017 | Warranty Deed, Transfer OCEANAIRE HOME LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on File |
| Deed Sale | Mar 26, 2019 · Amount on File |
| Prior Sale | Oct 16, 2017 · Amount on File |
| Deed Document Number | 201992317 |
| Deed Book / Page | 20474 / 2260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 977 BRUCE AVE, CLEARWATER, FL 33767-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0203780254 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 20378/0254 |
| Instrument | 2018407458 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 977 BRUCE AVE, CLEARWATER, FL 33767-1013 |
| Document Number | 0204742260 |
| Book / Page | 020474 / 002260 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 92317 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,098.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1409 CALDWELL CREEK DR COLLEYVILLE TX 760346629, COLLEYVILLE, TX 76034-6629 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 30, 2018 |
| Property Address | 977 BRUCE AVE, CLEARWATER, FL 33767-1013 |
| Document Number | 0203530150 |
| Book / Page | 020353 / 000150 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 383873 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2215 HAVENRIDGE DR COLORADO SPRINGS CO 809206201, COLORADO SPRINGS, CO 80920-6201 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 16, 2017 |
| Property Address | 977 BRUCE AVE, CLEARWATER, FL 33767-1013 |
| Document Number | 0198070877 |
| Book / Page | 19807 / 0877 |
| Map Reference | MB20 PG60-62 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017315111 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST ADVANTAGE TITLE PARTNE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3600 OAK MANOR LN APT 51, 3600, LARGO, FL 33774-1221 |
| Name | Verified Name |
|---|---|
| Address | 3030 N ROCKY POINT DR W STE 150, 150, TAMPA, FL 33607-7200 |
| Document Number | 2017315113 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 2017315113 |
| Name | OCEANAIRE HOME LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
The 2025 property tax bill for 977 Bruce Ave was $11,252.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,252.00 | $581,446 Land $417,652 Building $163,794 | $581,446 Land $417,652 Building $163,794 |
| 2023 | $14,230.00 (+11.1%) | $774,963 (+15.67%) | $774,963 (+15.67%) Land $494,376 Building $280,587 |
| 2022 | $12,808.00 | $669,995 | $669,995 Land $415,586 Building $254,409 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 977 Bruce Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 347 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 758 units insured incl. 411 condo units |
| Nearby Flood Claims | 439 (1985–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 977 Bruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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