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949 Bruce Ave, Clearwater, FL 33767 Property Records

Pinellas County property record for 949 Bruce Ave, Clearwater, FL 33767

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,426 sqft · built 1956
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on File
Last Sale$810,000 (Jan 2022)
Tax Bill$11,580 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-744-4631-1

Property Details

APN / Parcel Number

Primary APNC62-000-744-4631-1
Alternative APNs
  • 05-29-15-54666-058-0030
  • 291505546660580030
  • 152905546660580030
  • R45517

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area2,426 sqft Living Area
Gross Area2,922 sqft
1st Floor Area1,778 sqft
Upper Floors Area648 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions110 ft deep x 57 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area112 sqft
Deck Area750 sqft
Patio Area208 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR45517
Street Address949 BRUCE AVE
CityCLEARWATER BEACH
StateFL
Zip33767-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANDALAY SUB BLK 58, LOT 3
Legal Range15E
Legal Township29S
Legal Section5
Legal SubdivisionMANDALAY SUB
Legal Tract54666
Legal Block58
Legal Lot Number3
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1025
Census Tract26004

Owner

949 Bruce Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address949 BRUCE AVE, CLEARWATER BEACH, FL 33767-1011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2022 · Amount on File
Deed SaleJan 3, 2022 · Amount on File
Prior SaleJun 29, 2009 · Amount on File
Deed Document Number20221308
Deed Book / Page21875 / 276
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 3, 2022
Property Address949 BRUCE AVE, CLEARWATER, FL 33767-1011
Document Number0218750276
Book / Page21875 / 276
Map ReferenceMB 14 PG 32-35
Instrument DateDec 30, 2021
Instrument2022001308
Transaction TypeTransfer
Record UpdatedJan 20, 2022
Title CompanySOMERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address932 BRUCE AVE, 932, CLEARWATER BEACH, FL 33767-1119

Transferred To (Grantee/Buyer)

NameVerified Name
Address949 BRUCE AVE, CLEARWATER, FL 33767-1011

Mortgage

Document Number0021875278
DateJan 3, 2022
Instrument21875/278
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 949 Bruce Ave was $11,580.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,580.00$598,398 Land $400,594 Building $197,804$598,398 Land $400,594 Building $197,804
2023$16,392.00 (+4.68%)$850,392 (+5.31%)$850,392 (+5.31%) Land $514,634 Building $335,758
2022$15,659.00$807,520$807,520 Land $504,640 Building $302,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 949 Bruce Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 347 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies758 units insured
incl. 411 condo units
Nearby Flood Claims439 (1985–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Helene, Oct 2024 · 359 claims
  • Hurricane Idalia, Aug 2023 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 949 Bruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

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