St. Louis County property record for 977 88th Ave W, Duluth, MN 55808
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2.25 ba · 2,282 sqft · built 1913 |
| Lot Size | 0.141 acres (6,141 sqft) |
| Owner | Company Name on Record |
| Last Sale | $79,300 (Jul 2015) |
| Tax Bill | $3,306 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Line of Credit Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3300-02010 |
| Primary APN | 010-3300-02010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,282 sqft Gross Area |
| 1st Floor Area | 1,141 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Lot Area | 6,141 sqft (0.141 acres) |
| Garage Area | 572 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 81 sqft |
| Deck Area | 99 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1027357 |
|---|---|
| Street Address | 977 88TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1426 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0007 BLOCK:017 SERIAL # |
| Legal Subdivision | MORGAN PARK OF DULUTH |
| Legal Block | 17 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5720 FOUNTAIN LN N, MINNEAPOLIS, MN 55446-4613 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 13, 2022 | Warranty Deed, Transfer · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Feb 28, 2020 | Loan Modification, Mortgage · Conventional with PMI MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2015 · Amount on Record |
| Deed Sale | Jul 16, 2015 · Amount on Record |
| Deed Document Number | 2015379109 |
| Prior Transfer Date | Mar 20, 2015 |
| Prior Transfer Doc | 000T955399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 13, 2022 |
| Property Address | 977 88TH AVE W, DULUTH, MN 55808-1426 |
| Document Number | 0001052216 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 1052216 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | EDGEWATER TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5720 FOUNTAIN LN N, PLYMOUTH, MN 55446-4613 |
| Document Number | 0001052217 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 1052217 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 6, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 977 88TH AVE W, DULUTH, MN 55808-1426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001424998 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 1424998 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 977 88TH AVE W, DULUTH, MN 55808-1426 |
| Document Number | 00T1021933 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1217 92ND AVE W DULUTH MN 558081536, DULUTH, MN 55808-1536 |
| Document Number | 00T1021933 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | T1021933 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,306.00 (+0.24%) | ||
| 2025 | $3,298.00 (-2.89%) | $207,700 (+6.13%) Land $13,600 Building $194,100 | $207,700 (+6.13%) Land $13,600 Building $194,100 |
| 2024 | $3,396.00 | $195,700 (+48.15%) Land $15,900 Building $179,800 | $195,700 (+48.15%) Land $15,900 Building $179,800 |
| 2022 | $132,100 Land $14,800 Building $117,300 | $132,100 Land $14,800 Building $117,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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