St. Louis County property record for 971 88th Ave W, Duluth, MN 55808
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1913 |
| Lot Size | 0.043 acres (1,871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Jan 2018) |
| Tax Bill | $1,204 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0135-00020 |
| Primary APN | 010-0135-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 840 sqft Gross Area |
| 1st Floor Area | 420 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Row Home |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Lot Area | 1,871 sqft (0.043 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 124 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1045369 |
|---|---|
| Street Address | 971 88TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1426 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT 2 BLOCK 1 SERIAL # |
| Legal Subdivision | AUDITORS 22 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 971 88TH AVE W, DULUTH, MN 55808-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HSNG SVCS |
| Jan 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage PARK ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on Record |
| Deed Sale | Jan 29, 2018 · Amount on Record |
| Prior Sale | Apr 21, 2004 · Amount on Record |
| Deed Document Number | 2018994675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 971 88TH AVE W, DULUTH, MN 55808-1426 |
| Document Number | 00T1030366 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 971 88TH AVE W DULUTH MN 558081426, DULUTH, MN 55808-1426 |
| Document Number | 00T1030366 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | T1030366 |
| Name | NEIGHBORHOOD HOUSING SVCS OF DULUTH INC NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 971 88TH AVE W, DULUTH, MN 55808-1426 |
| Document Number | 00T1019311 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 971 88TH AVE W DULUTH MN 558081426, DULUTH, MN 55808-1426 |
| Document Number | 00T1019311 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | T1019311 |
| Name | NEIGHBORHOOD HSNG SVCS |
|---|---|
| Address | DULUTH, MN 55805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 6, 2030 |
| Rate | 4.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 29, 2018 |
| Property Address | 971 88TH AVE W, DULUTH, MN 55808-1426 |
| Document Number | 000T994675 |
| Instrument Date | Jan 22, 2018 |
| Instrument | T994675 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 971 88TH AVE W DULUTH MN 558081426, DULUTH, MN 55808-1426 |
| Document Number | T994676 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | T994676 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,204.00 (+7.31%) Homeowner's exemption | ||
| 2025 | $1,122.00 (-3.28%) Homeowner's exemption | $77,600 (+6.45%) Land $4,200 Building $73,400 | $77,600 (+6.45%) Land $4,200 Building $73,400 |
| 2024 | $1,160.00 (+23.4%) | $72,900 (+43.79%) Land $4,900 Building $68,000 | $72,900 (+43.79%) Land $4,900 Building $68,000 |
| 2023 | $940.00 Homeowner's exemption | ||
| 2022 | $50,700 (+19.01%) Land $4,500 Building $46,200 | $50,700 (+19.01%) Land $4,500 Building $46,200 | |
| 2021 | $42,600 Land $3,800 Building $38,800 | $42,600 Land $3,800 Building $38,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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