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9768 128th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 9768 128th Ter, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,716 sqft · built 1981
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Mar 2002)
Tax Bill$2,489 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-750-1162-7

Property Details

APN / Parcel Number

Primary APNC62-000-750-1162-7
Alternative APNs
  • 11-30-15-09416-000-0350
  • 153011094160000350
  • R122442

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,716 sqft Heated Area
1st Floor Area1,716 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions123 ft deep x 70 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area245 sqft
Deck Area120 sqft
Patio Area120 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR122442
Old Parcel Number153011094160000350
Street Address9768 128TH TER
CityLARGO
StateFL
Zip33773-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUE WATER COVE LOT 35
Legal Range15
Legal Township30
Legal Section11
Legal SubdivisionBLUE WATER COVE
Legal Lot Number35
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1027
Census Tract25021

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9768 128TH TER, LARGO, FL 33773-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2002 · Amount on Record
Deed SaleMar 19, 2002 · Amount on Record
Prior SaleJul 14, 1999 · Amount on Record
Deed Document Number1189701519
Deed Book / Page11897 / 01519
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address9768 128TH TER, LARGO, FL 33773-1225
Document Number0209771931
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedMay 26, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9768 128TH TER LARGO FL 337731225, LARGO, FL 33773-1225

Mortgage

Document Number0209771931
DateApr 24, 2020
Book Page020977/001931
Instrument133553
Lender
NameKELLER MTG
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,489.00 (+5.2%) Homeowner's exemption$172,072 (+5.99%)$359,427 (+9.67%) Land $137,192 Building $222,235
2023$2,366.00 (+1.85%) Homeowner's exemption$162,352 (+3%)$327,734 (+12.45%) Land $149,942 Building $177,792
2022$2,323.00 Homeowner's exemption$157,623$291,441 Land $146,949 Building $144,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 158 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies158 in force
Nearby Flood Claims18 (2012–2024)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 14 claims
  • Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier, WOW Internet, Cable & Phone.

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