1. Home
  2. Florida
  3. Pinellas County
  4. Largo
  5. 128th Ter

9765 128th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 9765 128th Ter, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 1980
Lot Size0.161 acres (6,996 sqft)
Owner2 Individual Names on Record
Last Sale$169,000 (Jan 2015)
Tax Bill$4,488 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-750-1151-0

Property Details

APN / Parcel Number

Primary APNC62-000-750-1151-0
Alternative APNs
  • 11-30-15-09416-000-0240
  • 301511094160000240
  • 153011094160000240
  • R122431

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,936 sqft Living Area
Gross Area2,683 sqft
1st Floor Area1,936 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,996 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area602 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR122431
Street Address9765 128TH TER
CityLARGO
StateFL
Zip33773-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBLUE WATER COVE LOT 24
Legal Range15E
Legal Township30S
Legal Section11
Legal SubdivisionBLUE WATER COVE
Legal Tract9416
Legal Lot Number24
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1027
Census Tract25021

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9765 128TH TER, LARGO, FL 33773-1226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2015 · Amount on Record
Deed SaleJan 29, 2015 · Amount on Record
Prior SaleSep 22, 2006 · Amount on Record
Deed Document Number201526540
Deed Book / Page18661 / 2295
Prior Transfer DateMar 20, 2013
Prior Transfer Doc0179312510
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 3, 2019
Property Address9765 128TH TER, LARGO, FL 33773-1226
Document Number0203850998
Book / Page020385 / 000998
Instrument DateJan 1, 2019
Instrument3253
Transaction TypeTransfer
Record UpdatedJan 24, 2019
Title CompanyFIRST TITLE SOURCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,883.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9765 128TH TER LARGO FL 337731226, LARGO, FL 33773-1226

Mortgage

Document Number203851000
DateJan 3, 2019
Book Page020385/001000
Instrument3254
Lender
NameDIRECT MTG WHOLESALE
TypeMortgage Company
AddressMIDVALE, UT 84047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,488.00 (+4.66%) Homeowner's exemption Widower's exemption$290,215 (+5.99%)$445,744 (+12.09%) Land $130,705 Building $315,039
2024$4,288.00 (-0.39%)
2023$4,305.00 (-0.69%) Homeowner's exemption Widower's exemption$273,821 (+3%)$397,668 (+15.65%) Land $147,563 Building $250,105
2022$4,335.00 Homeowner's exemption Widower's exemption$265,846$343,861 Land $143,563 Building $200,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 158 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies158 in force
Nearby Flood Claims18 (2012–2024)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 14 claims
  • Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier, WOW Internet, Cable & Phone.

Nearby Properties on 128th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures